Insurance License Hub

The Georgia Counselor - Property and Casualty license

Counselor - Property and Casualty

The property and casualty half of Georgia's advice-for-a-fee license, on the same qualification as the life and health one and a different paper. Five years in the business, exam code 41, and a $5,000 bond.

Course

None

This license has no pre-licensing course route.

Ways in

3

2 of them skip the state exam.

Exam

$67

Required on some routes and not others.

Every way to qualify

More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by experience, a designation already held or moving here already licensed.

  1. Route 1 Five years in the business, then the counselor paper

    State exam required

    Experience

    • 5 years Five years as a licensed agent, subagent or adjuster or in some other phase of the insurance business. Rule 120-2-3-.28(3) offers one alternative to it in the same sentence: evidence of sufficient teaching, educational qualifications or experience in the lines applied for.

    and bond

    • A $5,000 bond in favor of the Commissioner on the Office's Insurance Counselor Bond form, uploaded with the application. It runs continuously, it is released only five years after the license ends or on replacement by a bond covering the same period, and failing to maintain it cancels the license.

    The paper is exam code 41, Property/Casualty Counselor, two hours at $67. As on the life and health license there is no prelicensing course in the rule, and the Office's FAQ says only "You must have experience in lines requested."

    Read at the Department on 2026-08-20

  2. Route 2 Hold one of the designations that waives the paper

    Exempt from the state exam

    Designation

    • CPCU Chartered Property and Casualty Underwriter, from The Institutes

    • or

      AAI Accredited Adviser in Insurance, from The Institutes

    • or

      CIC Certified Insurance Counselor, from The National Alliance for Insurance Education and Research

    • or

      REBC Registered Employee Benefits Consultant, from The American College of Financial Services

    and bond

    • A $5,000 bond in favor of the Commissioner on the Office's Insurance Counselor Bond form, uploaded with the application. It runs continuously, it is released only five years after the license ends or on replacement by a bond covering the same period, and failing to maintain it cancels the license.

    Rule 120-2-3-.28(5)(b) names the CPCU and the AAI and (5)(d) the CIC; rule 120-2-3-.09(1)(c) adds the REBC to the counselor list without splitting it by authority. The Office's own FAQ answers this license with "Waiver of examination can be granted if the applicant holds CLU, CIC or FLMI designation", which is the life and health list printed under the property and casualty question.

    Read at the Department on 2026-08-20

  3. Route 3 Hold the counselor license in another state

    Exempt from the state exam

    The other state's license

    • 90 days Licensed as a counselor in another state, that license current at the time of the move or the application filed within 90 days of its cancellation, with a certificate of good standing from that state and the license verifiable in the producer database.

    and bond

    • A $5,000 bond in favor of the Commissioner on the Office's Insurance Counselor Bond form, uploaded with the application. It runs continuously, it is released only five years after the license ends or on replacement by a bond covering the same period, and failing to maintain it cancels the license.

    Read at rules.sos.ga.gov on 2026-08-20

Courses

You do not have to buy any of this. The Georgia Office of the Commissioner of Insurance and Safety Fire asks for no pre-licensing course, so nothing below is required of you. It is exam prep, priced here so you can see what it costs.

  • A.D. Banker & Company

    Exam practice. No course is required, so this is what to study.

    $149.95 to $219.90

    See 2 options ▾

    • GA Property & Casualty Consultant/Counselor, SILVER

      Online Course read 2026-08-22

      $149.95

    • GA Property & Casualty Consultant/Counselor, GOLD

      Online Course ยท Flash Cards read 2026-08-22

      $219.90

    Go to A.D. Banker & Company