The Georgia Adjuster license

The Office asks for "16 hours Property and Casualty adjuster courses (8.0 hours per major line)" and takes the completion electronically from the education provider: "Paper course completion forms are not accepted as proof of completion."The paper is exam code 24, two hours, and the same sentence applies to it. Rule 120-2-3-.25(1)(d) gives the applicant twelve months from finishing the course to pass the paper and twelve months from passing to apply. The hour count is the one thing in Georgia's adjuster licensing that two of the Commissioner's own rules disagree about. Rule 120-2-3-.08(1), amended effective 2025-06-24, reads "All agent and adjuster prelicensing courses must contain a minimum of eight (8) hours of instruction per major line of authority" and names Property and Casualty as two of the five major lines, which is the sixteen the Office's applicant page and its candidate handbook both print. Rule 120-2-3-.25(1)(d) still reads twenty hours per major line, which is forty for the same two lines, and it was itself amended effective 2025-07-01 without being conformed. The Office's approved-course register settles which figure is being applied: every Georgia adjuster course approved before the change carries 40 credits and every one approved since 2025-12-03 carries 16.

Read at the Department on 2026-08-20

The Office's own table heads this column "Exemptions from Education and Exam Requirements" and lists CPCU and UCC under it, so both the course and the paper go. Rule 120-2-3-.25(1)(f)1 names the CPCU as an exception to the course and 120-2-3-.25(1)(d) names it again as an exception to the examination; the UCC appears only in the Office's table and its continuing education chart.

Read at the Department on 2026-08-20

Rule 120-2-3-.25(1)(f) gives five exceptions to the course and two of them are academic: a transcript showing two college or university courses related to the lines applied for, and a college degree in insurance. The Office's table carries the degrees only, as "BBA in insurance, PhD in insurance", and files them in the column it heads "Exemptions from Education and Exam Requirements". Rule 120-2-3-.09(1)(g) separately excuses the examination for an applicant holding a Ph.D. in Risk Management, which is a narrower thing than a Ph.D. in insurance and is the only degree the examination rule names.

Read at rules.sos.ga.gov on 2026-08-20

Georgia also licenses a nonresident adjuster who has no home state to come from. The Office calls it a Non-resident Adjuster DHS and it is the designated home state shape this site has met in ten states, except that Georgia gives it no relief: "you must take the Georgia Adjuster Pre-licensing course and pass the examination to qualify as well as complete fingerprinting for background reports."A nonresident whose home state does license adjusters pays $120 and takes nothing.

Read at the Department on 2026-08-20