The Florida 2-20 license , or 220
General Lines Agent
The property and casualty license: home, auto, commercial and marine insurance. Its course route is 200 hours, by far the longest of any Florida license, which is why the other five routes matter more here than anywhere else.
Course
200 hrs
The shortest single course route.
Ways in
6
3 of them skip the state exam.
Exam
$44
Required on some routes and not others.
Every way to qualify
More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. They are listed in full because the course is only the first of them.
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Route 1 Take the 200-hour course
State exam required
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200 hours of course in property and casualty insurance, approved by the Department , completed within 4 years
Study manuals are required for all attendees of a pre-licensing course under F.A.C. rule 69B-227.260.
Read at myfloridacfo.com on 2026-08-13
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Route 2 Qualify on a year of full-time experience
State exam required
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1 year Responsible insurance duties as a full-time bona fide employee in all lines of property and casualty insurance: property, casualty, surety, health and marine , completed within 4 years
Read at myfloridacfo.com on 2026-08-13
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Route 3 Combine a year in a related role with a 40-hour course
State exam required
Experience
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1 year Responsible insurance duties as a licensed and appointed Customer Representative (4-40), Personal Lines Agent (20-44) or Service Representative (0-55) , completed within 4 years
and course
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40 hours of course in property, casualty, surety, marine and health insurance, approved by the Department , completed within 4 years
Two requirements, both needed. Study manuals are required for all attendees of a pre-licensing course under F.A.C. rule 69B-227.260.
Read at myfloridacfo.com on 2026-08-13
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Route 4 Qualify with an insurance degree
Exempt from the state exam
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18 credits of insurance instruction covering property, casualty, health, commercial insurance. An official transcript is required
18 semester hours. Exempt from the state examination.
Read at myfloridacfo.com on 2026-08-13
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Route 5 Transfer an equivalent license within 90 days of moving here
Exempt from the state exam
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90 days Became a Florida resident, held a valid resident license with the equivalent line of authority for at least one continuous year beforehand, and applied within 90 days of becoming a resident.
Exempt from the state examination.
Read at myfloridacfo.com on 2026-08-13
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Route 6 Hold the CPCU designation
Exempt from the state exam
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CPCU Chartered Property Casualty Underwriter, from The American Institute for Chartered Property Casualty Underwriters
Requires an original letter from the awarding body. Exempt from the state examination.
Read at myfloridacfo.com on 2026-08-13
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Courses
This is the part you buy. 7 of the 8 products sold for this license satisfy the requirement above, and the rest are practice material. Each seller opens to what it holds and what each package costs.
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Kaplan Financial Education
Meets the requirement: take the 200-hour course.
$349.00
See 1 option Hide ▾Course 119377, approved 01/01/2026 to 12/31/2026; registered as "PROPERTY & CASUALTY INSURANCE LICENSING ONLINE COURSE & CERTIFICATION EXAM"
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Career Launcher Package (FL - Property & Casualty)
200 hours
$349.00
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ExamFX
Meets the requirement: take the 200-hour course.
$220.00
See 1 option Hide ▾Course 108995, approved 06/07/2027 to 06/06/2028
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Online Study Package - Florida General Lines (2-20)
200 hours
$220.00
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A.D. Banker & Company
Meets the requirement: take the 200-hour course.
$169.95 to $296.85
See 3 options Hide ▾Course 97263, approved 01/01/2026 to 12/31/2026; registered as "GENERAL LINES (PROPERTY & CASUALTY) ONLINE COURSE"
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Online Course, SILVER
200 hours · Online course · Unlimited chapter exams · Simulated licensing exams · Guarantee to Pass
$169.95
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Online Course, GOLD
200 hours · Online course · Flash cards
$196.90
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Online Course, PLATINUM
200 hours · Online course · Flash cards · Web class subscription
$296.85
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WebCE
Meets the requirement: take the 200-hour course.
$109.95 to $159.95
See 2 options Hide ▾Course 112604, approved 04/24/2026 to 04/23/2027
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FL General Lines (2-20) Property & Casualty Exam Prep Complete Package
200 hours
$109.95
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FL General Lines (2-20) Property & Casualty Exam Prep Plus Complete Package
200 hours
$159.95
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XCEL Solutions
Meets the requirement: take the 200-hour course.
$199.00
See 2 options Hide ▾Course 125305, approved 01/01/2026 to 12/31/2026
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FLORIDA PROPERTY AND CASUALTY PRE-LICENSING
200 hours
Price not confirmed
Course 110971, approved 01/01/2026 to 12/31/2026
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Florida Property and Casualty Conversion Course Pre-licensing (English, Online Self-Paced)
40 hours
$199.00
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Aceable
Meets the requirement: take the 200-hour course.
$299.00
See 1 option Hide ▾Course 136812, approved 01/15/2026 to 01/14/2027; registered as "FLORIDA GENERAL LINES (P&C) INSURANCE"
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Property & Casualty (200-hour bundle)
200 hours
$299.00
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Mometrix
Exam practice. It does not satisfy the course requirement.
$59.99/month
See 1 option Hide ▾-
Property and Casualty Exam Prep Course
$59.99/month
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