The Delaware Automobile Adjuster license
Automobile Adjuster
Investigates and negotiates settlement of Delaware automobile claims. Separate from the Motor Vehicle Appraiser license, which assesses the damage rather than settles the claim.
Course
None
This license has no pre-licensing course route.
Ways in
3
2 of them skip the state exam.
Exam
$90
Required on some routes and not others.
Every way to qualify
More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by sitting the examination, a license held in another state or moving here already licensed.
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Route 1 Pass the examination
State exam required
18 Del. C. 1707(d)(4). An adjuster's license conveys authority to investigate and negotiate settlement of claims in one or more of seven lines, and this is one of them. 18 Del. C. 1705(a) asks a resident individual applying for a license to pass a written examination unless exempt under 1709, and the examination it describes tests the lines applied for, the duties of an adjuster, general insurance knowledge, insurance ethics as established by the Commissioner, and Delaware's own insurance law. 1706(a) is the closed list of what the Commissioner must find before approving the application: at least 18 years old, no act that is a ground for denial under 1712, the fees under chapter 7 paid, and the examinations passed unless specifically exempted. No course is in it, and the residency test at 1706(a)(5) is written for a resident producer license and reaches no further. The score keeps for 12 months under 1705(e) and 1705(d) sets no cap on sittings. Delaware's examination vendor sets a paper for it of its own (InsDE-VehAdj16, one hour, which the vendor titles Motor Vehicle Adjuster where the Code says automobile).
Read at delcode.delaware.gov on 2026-08-18
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Route 2 Hold the same line in another state
Exempt from the state exam
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an adjuster license carrying the Automobile line of authority in another state
18 Del. C. 1709(a). Somebody previously licensed for the same lines of authority in another state completes neither prelicensing education nor an examination. The exemption holds while that other license is current, or if the application arrives within 90 days of its cancellation and the prior state certifies good standing at that point, or the NAIC producer database shows it for the line being asked for.
Read at delcode.delaware.gov on 2026-08-18
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Route 3 Move to Delaware and apply within 90 days
Exempt from the state exam
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90 days Licensed as an adjuster in another state carrying the Automobile line of authority there, and applying to become a Delaware resident licensee within 90 days of establishing legal residence.
18 Del. C. 1709(b). Somebody licensed as a producer, adjuster or appraiser in another state who moves here has 90 days from establishing legal residence to apply as a resident licensee under 1706, written as a duty rather than an option. No prelicensing education or examination is required for a line of authority previously held in the prior state except where the Commissioner determines otherwise by regulation. The subsection names all three licenses, which is what settles that chapter 17's exemptions are not producer-only.
Read at delcode.delaware.gov on 2026-08-18
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No national seller sells a course for this license. WebCE is the only seller carrying a Delaware adjuster catalogue and it stops at property, casualty and the motor vehicle appraiser. The nearest thing anybody sells for a Delaware vehicle is the Motor Vehicle Physical Damage Appraiser package, and that is a different license: it assesses the damage where this one settles the claim.