The California Property Broker-Agent license

Property Broker-Agent

Places property insurance in California, which is the cover on the building and its contents rather than on liability.

Course

12 hrs

The shortest single course route.

Ways in

It requires the state exam.

Exam

Varies

Priced per paper. The prices are below.

Every way to qualify

Route 1 Take the 12-hour ethics and Insurance Code course

State exam required
- 12 hours of study on ethics and the California Insurance Code, approved by the Department , completed within 3 years
Assembly Bill 943 removed the 20-hour prelicensing requirement from Insurance Code section 1749 with effect from 2026-01-01, and left this one alone. The twelve hours are not a condition of sitting the examination: the Department says plainly that they are not required to be authorized to schedule and take it, and that the license cannot issue without them. The certificate does not expire for three years.

Read at the Department on 2026-08-14

Courses

This is the part you buy. 5 of the 6 products sold for this license satisfy the requirement above, and the rest are practice material. Each seller opens to what it holds and what each package costs.

A.D. Banker & Company

Meets the requirement: take the 12-hour ethics and Insurance Code course.

$169.95 to $296.85
See 3 options Hide ▾
Listed as "A.D. BANKER & COMPANY, LLC", Non-contact, 12 hours. Non-contact is the register's own word for internet and self-directed delivery
- CA Ethics & Code/Anti-Fraud-12 Hrs, SILVER
  
  Online Course read 2026-08-22
  
  $169.95
- CA Ethics & Code/Anti-Fraud-12 Hrs, GOLD
  
  Online Course · Flash Cards read 2026-08-22
  
  $196.90
- CA Ethics & Code/Anti-Fraud-12 Hrs, PLATINUM
  
  Online Course · Flash Cards · Web Class Subscription read 2026-08-22
  
  $296.85
Go to A.D. Banker & Company
ExamFX

Meets the requirement: take the 12-hour ethics and Insurance Code course.

$129.95 to $299.95
See 4 options Hide ▾
Listed as "EXAMFX", Non-contact, 12 hours. Non-contact is the register's own word for internet and self-directed delivery
- California Insurance Code and Ethics - Self-Study Package
  60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22
  
  $129.95
- California Property and Casualty with 12-Hour Code and Ethics Package - Self-Study Bundle
  
  60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22
  
  $169.95
- California Property and Casualty with 12-Hour Code and Ethics Package - Video Study Bundle
  
  60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22
  
  $219.95
- California Property and Casualty with 12-Hour Code and Ethics Package - Live Online Study Bundle
  
  Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22
  
  $299.95
Go to ExamFX
Kaplan Financial Education

Meets the requirement: take the 12-hour ethics and Insurance Code course.

$389.00
See 1 option Hide ▾
Listed as "KAPLAN FINANCIAL", Non-contact, 12 hours. Non-contact is the register's own word for internet and self-directed delivery
- Career Launcher Package (CA - Property, Casualty & Ethics)
  
  $389.00
Go to Kaplan Financial Education
WebCE

Meets the requirement: take the 12-hour ethics and Insurance Code course.

$19.95 to $159.95
See 4 options Hide ▾
Listed as "WEBCE, INC.", Non-contact, 12 hours. Non-contact is the register's own word for internet and self-directed delivery
- CA Ethics and Code Course
  
  $19.95
- CA Property and Casualty Agent Exam Prep Complete Package includes CA Ethics and Code
  
  $109.95
- CA Property Agent Exam Prep Complete Package includes CA Ethics and Code
  
  $109.95
- CA Property and Casualty Agent Exam Prep Plus Complete Package includes CA Ethics and Code
  
  $159.95
Go to WebCE
XCEL Solutions

Meets the requirement: take the 12-hour ethics and Insurance Code course.

$199.00 to $299.00
See 2 options Hide ▾
Listed as "XCEL SOLUTIONS, LLC", Non-contact, 12 hours. Non-contact is the register's own word for internet and self-directed delivery
- California Property and Casualty Pre-licensing With Ethics
  
  $199.00
- California Property and Casualty Pre-licensing With Ethics Premier
  
  $299.00
Go to XCEL Solutions
Mometrix

Exam practice. It does not satisfy the course requirement.

$59.99/month
See 1 option Hide ▾
- Property and Casualty Exam Prep Course
  
  $59.99/month
Go to Mometrix

The California Property Broker-Agent license

Every way to qualify

Route 1 Take the 12-hour ethics and Insurance Code course

Courses