The California Personal Lines Broker-Agent license
Personal Lines Broker-Agent
Places the property and casualty cover a household buys rather than the cover a business buys.
Course
12 hrs
The shortest single course route.
Ways in
1
It requires the state exam.
Exam
Varies
Priced per paper. The prices are below.
Every way to qualify
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Route 1 Take the 12-hour ethics and Insurance Code course
State exam required
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12 hours of study on ethics and the California Insurance Code, approved by the Department , completed within 3 years
Assembly Bill 943 removed the 20-hour prelicensing requirement from Insurance Code section 1749 with effect from 2026-01-01, and left this one alone. The twelve hours are not a condition of sitting the examination: the Department says plainly that they are not required to be authorized to schedule and take it, and that the license cannot issue without them. The certificate does not expire for three years.
Read at the Department on 2026-08-14
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Courses
This is the part you buy. All 5 of the courses sold for this license satisfy the requirement above. Each seller opens to what it holds and what each package costs.
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A.D. Banker & Company
Meets the requirement: take the 12-hour ethics and Insurance Code course.
$169.95 to $296.85
See 3 options Hide ▾Listed as "A.D. BANKER & COMPANY, LLC", Non-contact, 12 hours. Non-contact is the register's own word for internet and self-directed delivery
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CA Ethics & Code/Anti-Fraud-12 Hrs, SILVER
Online Course read 2026-08-22
$169.95
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CA Ethics & Code/Anti-Fraud-12 Hrs, GOLD
Online Course · Flash Cards read 2026-08-22
$196.90
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CA Ethics & Code/Anti-Fraud-12 Hrs, PLATINUM
Online Course · Flash Cards · Web Class Subscription read 2026-08-22
$296.85
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ExamFX
Meets the requirement: take the 12-hour ethics and Insurance Code course.
$129.95 to $299.95
See 4 options Hide ▾Listed as "EXAMFX", Non-contact, 12 hours. Non-contact is the register's own word for internet and self-directed delivery
- California Insurance Code and Ethics - Self-Study Package
60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22
$129.95
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California Personal Lines with 12-Hour Code and Ethics - Self-Study Package
60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22
$169.95
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California Personal Lines with 12-Hour Code and Ethics - Video Study Package
60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22
$219.95
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California Personal Lines with 12-Hour Code and Ethics - Live Online Study Package
Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22
$299.95
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Kaplan Financial Education
Meets the requirement: take the 12-hour ethics and Insurance Code course.
$389.00
See 1 option Hide ▾Listed as "KAPLAN FINANCIAL", Non-contact, 12 hours. Non-contact is the register's own word for internet and self-directed delivery
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Career Launcher Package (CA - Personal Lines & Ethics)
$389.00
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WebCE
Meets the requirement: take the 12-hour ethics and Insurance Code course.
$19.95 to $159.95
See 3 options Hide ▾Listed as "WEBCE, INC.", Non-contact, 12 hours. Non-contact is the register's own word for internet and self-directed delivery
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CA Ethics and Code Course
$19.95
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CA Personal Lines Producer Exam Prep Complete Package includes CA Ethics and Code
$109.95
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CA Personal Lines Producer Exam Prep Plus Complete Package includes CA Ethics and Code
$159.95
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XCEL Solutions
Meets the requirement: take the 12-hour ethics and Insurance Code course.
$199.00 to $299.00
See 2 options Hide ▾Listed as "XCEL SOLUTIONS, LLC", Non-contact, 12 hours. Non-contact is the register's own word for internet and self-directed delivery
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California Personal Lines Pre-licensing With Ethics
$199.00
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California Personal Lines Pre-licensing With Ethics Premier
$299.00
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