Insurance License Hub

The Wyoming Credit license

Credit

Limited line credit insurance in Wyoming. The statute names it as a line of authority in its own right and exempts it from nothing, so the examination reaches it, and the only instruction requirement attached to it falls on the insurer.

Course

None

This license has no pre-licensing course route.

Ways in

3

2 of them skip the state exam.

Exam

Varies

Priced per paper. The prices are below.

A combination major lines paper is $113. A single line or limited line paper is $96.

Every way to qualify

More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by sitting the examination, a license held in another state or moving here already licensed.

  1. Route 1 Pass the examination

    State exam required

    W.S. 26-9-205 asks a resident individual applying for a producer license to pass a written examination unless exempt under 26-9-209, and 26-9-206(a) is the closed list of what the commissioner must find before approving the application: at least 18 years old, no act that is a ground for denial under 26-9-211, the fees at 26-4-101(a) paid, the examinations passed for the lines applied for, and fingerprints and permission for a criminal history record background check under 7-19-201(a), which the applicant pays for. No course is in it. Read 26-9-209 rather than the word limited in this line's own name. Wyoming's only examination exemptions are for somebody licensed elsewhere and for somebody moving here; there is no limited lines waiver, so this line is examined like a major one. The instruction requirement it does carry is 26-9-206(d): an insurer selling limited line credit insurance shall provide a program of instruction to each individual whose duties will include selling it. That is a duty on the insurer and it is unqualified here, where most states let the commissioner approve the program.

    Read at wyoleg.gov on 2026-08-16

  2. Route 2 Hold the same line in another state

    Exempt from the state exam

    • an insurance producer license carrying the Credit line of authority in another state

    W.S. 26-9-209(a). Somebody previously licensed for the same lines of authority in another state completes no examination, while that license is current or if the application arrives within 90 days of its cancellation with good standing certified by the other state or shown in the NAIC producer database.

    Read at wyoleg.gov on 2026-08-16

  3. Route 3 Move to Wyoming and apply within 90 days

    Exempt from the state exam

    • 90 days Licensed as an insurance producer in another state carrying the Credit line of authority there, and applying to become a Wyoming resident licensee within 90 days of establishing legal residence.

    W.S. 26-9-209(b). Somebody licensed as a producer in another state who moves here has 90 days from establishing legal residence to apply as a resident licensee under 26-9-206, written as a duty. No examination is required for a line of authority previously held in the prior state except where the commissioner determines otherwise by regulation.

    Read at wyoleg.gov on 2026-08-16

No national seller sells a course for this license, though Wyoming examines for it through Pearson VUE and charges $100 for it, five times what its other limited lines cost. every Wyoming product sellers carry is for a major producer line, for the adjuster or for the consultant.