Insurance License Hub

The Wisconsin Life license

Life

Sells life insurance in Wisconsin.

Course

20 hrs

The shortest single course route.

Ways in

5

1 of them skips the state exam.

Exam

Varies

Priced per paper. The prices are below.

Every paper is $75 except the public adjuster paper, which is $50.

Every way to qualify

More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. They are listed in full because the course is only the first of them.

  1. Route 1 Take the 20-hour course

    State exam required

    • 20 hours of pre-licensing education for the Life line, approved by the Department , completed within 1 year

    Twenty hours split eight and twelve. The eight hours of principles, general Wisconsin insurance law and ethics carry across every line applied for inside a twelve-month window, so the second line costs twelve rather than twenty. The education is only good for a year: Ins 26.04(1) asks that it be completed not more than one year before the date tested. The certificate of completion has to be carried to the testing center on paper or electronically, and a candidate who arrives without it is not allowed to sit and loses the exam fee, which is not refundable. A course taken at any time rather than in real time carries one more step that no other state here imposes: correspondence, online, video, audio, CD and DVD courses only count once the student has passed a proctored examination on the course itself, separate from the state exam, with an affidavit from an impartial proctor. Ins 26.03(3m) is what makes the delivery matter, because it defines a credit hour as at least fifty minutes of classroom instruction or 4,500 words of self-study.

    Read at the Department on 2026-08-15

  2. Route 2 Hold one of the 7 designations the rule names for this line

    State exam required

    • CEBS Certified Employee Benefit Specialist, from The Wharton School of the University of Pennsylvania

    • or

      ChFC Chartered Financial Consultant, from The American College of Financial Services

    • or

      CIC Certified Insurance Counselor, from The National Alliance for Insurance Education and Research

    • or

      CFP Certified Financial Planner, from the Certified Financial Planner Board of Standards

    • or

      CLU Chartered Life Underwriter, from The American College of Financial Services

    • or

      FLMI Fellow of the Life Management Institute, from LOMA

    • or

      LUTCF Life Underwriter Training Council Fellow, from the National Association of Insurance and Financial Advisors

    Ins 26.04(2)(g) lists these and no others for the Life line, and a different list applies to every other line, so a designation that exempts a life applicant does nothing for a property one. The exemption reaches the course and not the examination: the same subsection says "prelicensing education and examination requirements" one paragraph earlier, at Ins 26.04(2)(f), where it means both. Every exemption here is a step rather than an automatic pass: Ins 26.04(3) makes the applicant file an exemption request with supporting documentation, and the Office says it must be submitted and approved ninety days before the exam date and answers within thirty days of receiving it.

    Read at docs.legis.wisconsin.gov on 2026-08-15

  3. Route 3 Hold a two-year Wisconsin vocational school degree in insurance

    State exam required

    • A degree in insurance. An official transcript is required

    Ins 26.04(2)(c), and the evidence of attendance goes in with the application. The Office calls the same thing a two-year Wisconsin technical college degree on its own page. It exempts the course and not the examination. Every exemption here is a step rather than an automatic pass: Ins 26.04(3) makes the applicant file an exemption request with supporting documentation, and the Office says it must be submitted and approved ninety days before the exam date and answers within thirty days of receiving it.

    Read at docs.legis.wisconsin.gov on 2026-08-15

  4. Route 4 Hold a four-year college degree in business with an insurance emphasis

    State exam required

    • A degree in business, insurance. An official transcript is required

    Ins 26.04(2)(d). An official transcript is required for any college degree exemption. It exempts the course and not the examination. Every exemption here is a step rather than an automatic pass: Ins 26.04(3) makes the applicant file an exemption request with supporting documentation, and the Office says it must be submitted and approved ninety days before the exam date and answers within thirty days of receiving it.

    Read at docs.legis.wisconsin.gov on 2026-08-15

  5. Route 5 Have held this line as a resident agent in another state within the last 12 months

    Exempt from the state exam

    • Resident insurance agent license in another state carrying the Life line, held within the previous twelve months

    Ins 26.04(2)(f) is the one exemption on this page that reaches the examination as well as the course, and it says so in as many words. It is per line: the previous license has to carry each line applied for in Wisconsin. The application goes in on the NAIC Uniform Application, and if the National Insurance Producer Registry cannot confirm the previous home state license, evidence of it has to be supplied. Every exemption here is a step rather than an automatic pass: Ins 26.04(3) makes the applicant file an exemption request with supporting documentation, and the Office says it must be submitted and approved ninety days before the exam date and answers within thirty days of receiving it.

    Read at docs.legis.wisconsin.gov on 2026-08-15

Courses

This is the part you buy. 4 of the 5 products sold for this license satisfy the requirement above, and the rest are practice material. Each seller opens to what it holds and what each package costs.

  • A.D. Banker & Company

    Meets the requirement: take the 20-hour course.

    $79.95 to $296.85

    See 9 options ▾

    Listed as "AD BANKER & COMPANY LLC" holding course 63634 in the Pre-Licensing Life group at 20 hours, delivered as Self-Study

    Go to A.D. Banker & Company

  • ExamFX

    Meets the requirement: take the 20-hour course.

    $169.95 to $299.95

    See 6 options ▾

    Listed as "EXAMFX" holding course 63269 in the Pre-Licensing Life group at 20 hours, delivered as Self-Study

    • Wisconsin Life - Self-Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22

      $169.95

    • Wisconsin Life and Health Bundle - Self-Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22

      $169.95

    • Wisconsin Life - Video Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $219.95

    • Wisconsin Life and Health Bundle - Video Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $219.95

    • Wisconsin Life - Live Online Study Package

      Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $299.95

    • Wisconsin Life and Health Bundle - Live Online Study Package

      Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $299.95

    Go to ExamFX

  • Kaplan Financial Education

    Meets the requirement: take the 20-hour course.

    $239.00 to $329.00

    See 2 options ▾

    Listed as "KAPLAN FINANCIAL EDUCATION" holding three courses in the Pre-Licensing Life group, each at 20 hours: 6000018555 as Classroom, 6000018544 as Internet and 6000018514 as Self-Study

    • Premium (Live Online) - Life

      Instructor-Led Class · InstructorLink · Study Plan · Video & Audio Review · InsurancePro QBank · Student Community · Checkpoint Exams · Performance Tracker · Pre-Study Assessment read 2026-08-22

      $239.00

    • Premium (Live Online) - Life & Health

      Instructor-Led Class · InstructorLink · Study Plan · Video & Audio Review · InsurancePro QBank · Student Community · Checkpoint Exams · Performance Tracker · Pre-Study Assessment read 2026-08-22

      $329.00

    Go to Kaplan Financial Education

  • WebCE

    Meets the requirement: take the 20-hour course.

    $109.95 to $159.95

    See 4 options ▾

    Listed as "WEBCE, INC" holding course 6000037362, "WI LIFE EXAM PREP", in the Pre-Licensing Life group at 20 hours, delivered as Internet, Self-Study. The register names the course the catalog calls exam prep, which is what separates it here from the tutors sold beside it

    • WI Life Exam Prep Complete Package

      $109.95

    • WI Life, Accident and Health Exam Prep Complete Package

      $109.95

    • WI Life Exam Prep Plus Complete Package

      $159.95

    • WI Life, Accident and Health Exam Prep Plus Complete Package

      $159.95

    Go to WebCE

  • XCEL Solutions

    Searched the Wisconsin Office of the Commissioner of Insurance's approved list and this course is not among the ones it has approved, so it cannot satisfy the course requirement.

    $199.00 to $299.00

    See 3 options ▾

    • Wisconsin Life Pre-licensing (English, Online Self-Paced)

      $199.00

    • Wisconsin Life and Health Pre-licensing

      $199.00

    • Wisconsin Life and Health Pre-licensing Premier

      $299.00

    Go to XCEL Solutions