Insurance License Hub

The Wisconsin Accident and Health or Sickness license

Accident and Health or Sickness

Sells accident, health and sickness cover in Wisconsin.

Course

20 hrs

The shortest single course route.

Ways in

5

1 of them skips the state exam.

Exam

Varies

Priced per paper. The prices are below.

Every paper is $75 except the public adjuster paper, which is $50.

Every way to qualify

More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. They are listed in full because the course is only the first of them.

  1. Route 1 Take the 20-hour course

    State exam required

    • 20 hours of pre-licensing education for the Accident and Health or Sickness line, approved by the Department , completed within 1 year

    Twenty hours split eight and twelve. The eight hours of principles, general Wisconsin insurance law and ethics carry across every line applied for inside a twelve-month window, so the second line costs twelve rather than twenty. The education is only good for a year: Ins 26.04(1) asks that it be completed not more than one year before the date tested. The certificate of completion has to be carried to the testing center on paper or electronically, and a candidate who arrives without it is not allowed to sit and loses the exam fee, which is not refundable. A course taken at any time rather than in real time carries one more step that no other state here imposes: correspondence, online, video, audio, CD and DVD courses only count once the student has passed a proctored examination on the course itself, separate from the state exam, with an affidavit from an impartial proctor. Ins 26.03(3m) is what makes the delivery matter, because it defines a credit hour as at least fifty minutes of classroom instruction or 4,500 words of self-study.

    Read at the Department on 2026-08-15

  2. Route 2 Hold one of the 4 designations the rule names for this line

    State exam required

    • RHU Registered Health Underwriter, from The American College of Financial Services

    • or

      CEBS Certified Employee Benefit Specialist, from The Wharton School of the University of Pennsylvania

    • or

      REBC Registered Employee Benefits Counselor, from The American College of Financial Services

    • or

      HIA Health Insurance Associate, from America's Health Insurance Plans

    Ins 26.04(2)(h) lists these and no others for the Accident and Health or Sickness line, and a different list applies to every other line, so a designation that exempts a life applicant does nothing for a property one. The exemption reaches the course and not the examination: the same subsection says "prelicensing education and examination requirements" one paragraph earlier, at Ins 26.04(2)(f), where it means both. Every exemption here is a step rather than an automatic pass: Ins 26.04(3) makes the applicant file an exemption request with supporting documentation, and the Office says it must be submitted and approved ninety days before the exam date and answers within thirty days of receiving it.

    Read at docs.legis.wisconsin.gov on 2026-08-15

  3. Route 3 Hold a two-year Wisconsin vocational school degree in insurance

    State exam required

    • A degree in insurance. An official transcript is required

    Ins 26.04(2)(c), and the evidence of attendance goes in with the application. The Office calls the same thing a two-year Wisconsin technical college degree on its own page. It exempts the course and not the examination. Every exemption here is a step rather than an automatic pass: Ins 26.04(3) makes the applicant file an exemption request with supporting documentation, and the Office says it must be submitted and approved ninety days before the exam date and answers within thirty days of receiving it.

    Read at docs.legis.wisconsin.gov on 2026-08-15

  4. Route 4 Hold a four-year college degree in business with an insurance emphasis

    State exam required

    • A degree in business, insurance. An official transcript is required

    Ins 26.04(2)(d). An official transcript is required for any college degree exemption. It exempts the course and not the examination. Every exemption here is a step rather than an automatic pass: Ins 26.04(3) makes the applicant file an exemption request with supporting documentation, and the Office says it must be submitted and approved ninety days before the exam date and answers within thirty days of receiving it.

    Read at docs.legis.wisconsin.gov on 2026-08-15

  5. Route 5 Have held this line as a resident agent in another state within the last 12 months

    Exempt from the state exam

    • Resident insurance agent license in another state carrying the Accident and Health or Sickness line, held within the previous twelve months

    Ins 26.04(2)(f) is the one exemption on this page that reaches the examination as well as the course, and it says so in as many words. It is per line: the previous license has to carry each line applied for in Wisconsin. The application goes in on the NAIC Uniform Application, and if the National Insurance Producer Registry cannot confirm the previous home state license, evidence of it has to be supplied. Every exemption here is a step rather than an automatic pass: Ins 26.04(3) makes the applicant file an exemption request with supporting documentation, and the Office says it must be submitted and approved ninety days before the exam date and answers within thirty days of receiving it.

    Read at docs.legis.wisconsin.gov on 2026-08-15

Courses

This is the part you buy. 4 of the 5 products sold for this license satisfy the requirement above, and the rest are practice material. Each seller opens to what it holds and what each package costs.

  • A.D. Banker & Company

    Meets the requirement: take the 20-hour course.

    $79.95 to $296.85

    See 9 options ▾

    Listed as "AD BANKER & COMPANY LLC" holding course 63635 in the Pre-Licensing Accident & Health group at 20 hours, delivered as Self-Study

    Go to A.D. Banker & Company

  • ExamFX

    Meets the requirement: take the 20-hour course.

    $169.95 to $299.95

    See 6 options ▾

    Listed as "EXAMFX" holding course 63270 in the Pre-Licensing Accident & Health group at 20 hours, delivered as Self-Study

    • Wisconsin Health - Self-Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22

      $169.95

    • Wisconsin Life and Health Bundle - Self-Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22

      $169.95

    • Wisconsin Health - Video Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $219.95

    • Wisconsin Life and Health Bundle - Video Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $219.95

    • Wisconsin Health - Live Online Study Package

      Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $299.95

    • Wisconsin Life and Health Bundle - Live Online Study Package

      Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $299.95

    Go to ExamFX

  • Kaplan Financial Education

    Meets the requirement: take the 20-hour course.

    $239.00 to $329.00

    See 2 options ▾

    Listed as "KAPLAN FINANCIAL EDUCATION" holding three courses in the Pre-Licensing Accident & Health group, each at 20 hours: 6000018532 as Classroom, 6000018513 as Internet and 6000018512 as Self-Study

    • Premium (Live Online) - Health

      Instructor-Led Class · InstructorLink · Study Plan · Video & Audio Review · InsurancePro QBank · Student Community · Checkpoint Exams · Performance Tracker · Pre-Study Assessment read 2026-08-22

      $239.00

    • Premium (Live Online) - Life & Health

      Instructor-Led Class · InstructorLink · Study Plan · Video & Audio Review · InsurancePro QBank · Student Community · Checkpoint Exams · Performance Tracker · Pre-Study Assessment read 2026-08-22

      $329.00

    Go to Kaplan Financial Education

  • WebCE

    Meets the requirement: take the 20-hour course.

    $109.95 to $159.95

    See 4 options ▾

    Listed as "WEBCE, INC" holding course 6000037343, "WI ACCIDENT & HEALTH EXAM PREP", in the Pre-Licensing Accident & Health group at 20 hours, delivered as Internet, Self-Study

    • WI Accident & Health Exam Prep Complete Package

      $109.95

    • WI Life, Accident and Health Exam Prep Complete Package

      $109.95

    • WI Accident & Health Exam Prep Plus Complete Package

      $159.95

    • WI Life, Accident and Health Exam Prep Plus Complete Package

      $159.95

    Go to WebCE

  • XCEL Solutions

    Searched the Wisconsin Office of the Commissioner of Insurance's approved list and this course is not among the ones it has approved, so it cannot satisfy the course requirement.

    $199.00 to $299.00

    See 3 options ▾

    • Wisconsin Health Pre-licensing (English, Online Self-Paced)

      $199.00

    • Wisconsin Life and Health Pre-licensing

      $199.00

    • Wisconsin Life and Health Pre-licensing Premier

      $299.00

    Go to XCEL Solutions