Insurance License Hub

The West Virginia Emergency Adjuster license

Emergency Adjuster

A ninety day company or independent adjuster license issued in a declared insurance emergency. The insurer applies, not the adjuster, and the qualification is being otherwise qualified somewhere else.

Course

None

This license has no pre-licensing course route.

Ways in

1

There is no state exam for this license.

Exam

n/a

Not required on any of the routes below.

Every way to qualify

  1. Route 1 Be deployed by an insurer that notifies the commissioner within five days

    No state exam for this license

    • An insurer files an application for temporary emergency licensure naming the individual and their address, their National Producer Number if they have one, the insurer the adjuster will represent, the effective date of any contract between them, and the insurance emergency or loss control number and event name, within five days of the declared insurance emergency

    33-12B-4 turns the licensing sequence around: the applicant is "otherwise qualified to adjust claims, but not already licensed in this state", and it is the insurer that notifies the commissioner within five days of the declared emergency with seven items of information. The license runs 90 days unless the commissioner extends it, and the fee is the ordinary $25. 33-12B-5(d) removes any doubt about what is waived: "The requirements of this section do not apply to temporary licenses issued to emergency company adjusters or emergency independent adjusters", so the seven findings and the examination are all set aside. Note which section grants it. 33-12B-11a, headed "Emergency adjusters and insurance emergencies", was repealed by House Bill 4502 of 2020 and the live provision is 33-12B-4, three sections earlier and headed "Temporary licensure". A search for "emergency adjuster" in this chapter finds the repealed section first. Public adjusters are not mentioned anywhere in it: this is a company and independent adjuster license only.

    Read at code.wvlegislature.gov on 2026-08-19

No national seller sells a course for this license. Nothing could: the license waives every qualification the ordinary adjuster license asks for, the insurer applies rather than the adjuster, and it exists only while a declared insurance emergency lasts.