Insurance License Hub

The Virginia Variable Contracts license

Variable Contracts

Sells variable life insurance and variable annuity contracts in Virginia. It stacks on the Life and Annuities qualification and on a FINRA examination, and Virginia sets no examination of its own for it.

Course

None

This license has no pre-licensing course route.

Ways in

1

There is no state exam for this license.

Exam

n/a

Not required on any of the routes below.

Every way to qualify

  1. Route 1 Hold Life and Annuities and pass the Series 6 or Series 7

    No state exam for this license

    Virginia Life and Annuities qualification

    • an active Virginia insurance producer license carrying the Life and Annuities line of authority

    and securities examination

    • a pass in the Financial Industry Regulatory Authority Series 6 examination

    • or

      a pass in the Financial Industry Regulatory Authority Series 7 examination

    The Bureau states both halves: a resident applicant must hold a Life and Annuities line of authority, and all applicants are required to have passed either the Series 6 or the Series 7 FINRA examination. No Virginia examination and no Virginia course. Iowa, Kentucky, Massachusetts, Utah and West Virginia all build their variable line the same way and none of them builds it identically.

    Read at the Department on 2026-08-17

The Virginia Bureau of Insurance requires no pre-licensing course for this license, so there is nothing here to price.