Insurance License Hub

The Virginia Life and Annuities license

Life and Annuities

Sells life insurance and annuities in Virginia. Annuities are inside the qualification rather than beside it, except the variable ones, which need a qualification of their own.

Course

None

This license has no pre-licensing course route.

Ways in

1

It requires the state exam.

Exam

$35

Required.

Every way to qualify

  1. Route 1 Pass the examination

    State exam required

    The Bureau's own lines of authority page says "Exam Required" against this qualification and asks for no course. Virginia's only pre-licensing course is the Title qualification's sixteen hours, and the page states that one in its own words on the same screen, which is what makes this a sourced zero rather than an unread field. The Bureau lists the classes of insurance this qualification carries: Annuities (except Variable); Burial; Credit Life; Industrial Life; Life; Modified Guaranteed Annuities; Modified Guaranteed Life; Mortgage Redemption; Mutual Assessment Life. The application processing fee is $15 per qualification and is not refundable.

    Read at the Department on 2026-08-17

Courses

You do not have to buy any of this. The Virginia Bureau of Insurance asks for no pre-licensing course, so nothing below is required of you. They are exam prep, priced here so you can see what they cost.

  • A.D. Banker & Company

    Exam practice. No course is required, so this is what to study.

    $79.95 to $296.85

    See 9 options ▾
    Go to A.D. Banker & Company

  • Kaplan Financial Education

    Exam practice. No course is required, so this is what to study.

    $349.00

    See 2 options ▾

    • Career Launcher Package (VA - Life & Health)

      $349.00

    • Career Launcher Package (VA - Life Only)

      $349.00

    Go to Kaplan Financial Education

  • ExamFX

    Exam practice. No course is required, so this is what to study.

    $169.95 to $299.95

    See 6 options ▾

    • Virginia Life - Self-Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22

      $169.95

    • Virginia Life and Health - Self-Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22

      $169.95

    • Virginia Life - Video Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $219.95

    • Virginia Life and Health - Video Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $219.95

    • Virginia Life - Live Online Study Package

      Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $299.95

    • Virginia Life and Health - Live Online Study Package

      Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $299.95

    Go to ExamFX

  • WebCE

    Exam practice. No course is required, so this is what to study.

    $109.95 to $159.95

    See 4 options ▾

    • VA Life, Annuities and Health Exam Prep Complete Package

      $109.95

    • VA Life and Annuities Exam Prep Complete Package

      $109.95

    • VA Life, Annuities and Health Exam Prep Plus Complete Package

      $159.95

    • VA Life and Annuities Exam Prep Plus Complete Package

      $159.95

    Go to WebCE

  • XCEL Solutions

    Exam practice. No course is required, so this is what to study.

    $199.00 to $299.00

    See 2 options ▾

    • Virginia Life and Health Pre-licensing

      $199.00

    • Virginia Life and Health Pre-licensing Premier

      $299.00

    Go to XCEL Solutions

  • Mometrix

    Exam practice. No course is required, so this is what to study.

    $59.99/month

    See 1 option ▾

    • Life and Health Insurance Exam Prep Course

      $59.99/month

    Go to Mometrix