Insurance License Hub

The Vermont Public Adjuster license

Public Adjuster

Investigates and settles Vermont claims for the insured rather than the insurer. The statute puts advertising inside the definition, so holding yourself out as one needs the license even before any claim is touched.

Course

None

This license has no pre-licensing course route.

Ways in

1

It requires the state exam.

Exam

Varies

Priced per paper. The prices are below.

Prometric's bulletin prints two prices for the same papers: $52 single and $67.60 combination on one page, $73 and $87 on the next. The lower pair is the one it has kept up to date.

Every way to qualify

  1. Route 1 Pass the examination and meet the experience requirement

    State exam required

    • 2 years Two years’ experience in handling loss claims

    • or

      Special training of sufficient duration and scope to make the applicant competent for the license sought, submitted to the Department as a detailed description including syllabi, curriculum and training material

    • or

      Employment by, and immediate personal supervision of, a licensed public adjuster licensed in Vermont for not less than three years before the date of application

    8 V.S.A. 4803 sets one qualification for every Vermont license in this family and it has two halves. The first is fixed: at least eighteen, competent, trustworthy and financially responsible in the Commissioner's judgment, and a written examination passed. The second is the experience requirement, and it is satisfiable three ways, which is why this page shows options rather than a single bar. The middle option is training and it is not a course requirement. Vermont sets no hours, approves no provider in advance and publishes no register; it asks somebody relying on training to submit a detailed description of it, syllabi, curriculum and training material included, and judges it after the fact. Nothing sold as pre-licensing education satisfies it by being bought. 8 V.S.A. 4791 defines the public adjuster as anybody who investigates claims and negotiates their settlement on behalf of the insured or who advertises or solicits business as such an adjuster, so the advertising is inside the definition rather than a consequence of it. Lawyers settling their own clients' claims are not public adjusters. Vermont does not allow a non-resident adjuster to designate Vermont as a home state.

    Read at the Department on 2026-08-18

No national seller sells a course for this license. WebCE is the only seller carrying a Vermont adjuster catalogue and it stops at property and casualty, workers compensation and the motor vehicle damage appraiser. It sells public adjuster products in six other states, Connecticut, Hawaii, Minnesota, Nevada, South Carolina and Washington, and lists none here.