The Vermont Property license
Property
Sells cover for direct or consequential loss or damage to property of every kind in Vermont. No pre-licensing course is required.
Course
None
This license has no pre-licensing course route.
Ways in
3
2 of them skip the state exam.
Exam
Varies
Priced per paper. The prices are below.
Prometric's bulletin prints two prices for the same papers: $52 single and $67.60 combination on one page, $73 and $87 on the next. The lower pair is the one it has kept up to date.
Every way to qualify
More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by sitting the examination, a license held in another state or moving here already licensed.
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Route 1 Pass the examination
State exam required
The examination is not in Vermont's producer licensing subchapter at all. It is 8 V.S.A. 4800(3)(D)(i), in the general licensing requirements: the Commissioner shall subject each applicant for a producer, surplus lines broker, consultant, limited lines producer, adjuster, public adjuster or appraiser license to a written examination, except as provided in 4813i. 4813f(a) is then the closed list of what the Commissioner must find before approving a producer application: at least 18 years old, no ground for denial under 4804, competent, trustworthy, financially responsible and of good personal and business reputation, the fees under 4800 paid, and the examinations passed. No course is in it. Two clocks worth knowing: an application has to reach the Commissioner within 24 months of the examination, and claiming Vermont residency is an election under 4800(3)(A), so the license is void if the holder also holds or applies for a license anywhere else or stops living here.
Read at legislature.vermont.gov on 2026-08-16
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Route 2 Hold the same line in another state
Exempt from the state exam
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an insurance producer license carrying the Property line of authority in another state
8 V.S.A. 4813i(a). Somebody previously licensed for the same lines of authority in another state completes neither prelicensing education nor an examination, while that license is current or if the application arrives within 90 days of its cancellation with good standing certified by the other state or shown in the NAIC producer database.
Read at legislature.vermont.gov on 2026-08-16
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Route 3 Move to Vermont and apply within 90 days
Exempt from the state exam
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90 days Licensed as an insurance producer in another state carrying the Property line of authority there, and applying to become a Vermont resident licensee within 90 days of establishing legal residence.
8 V.S.A. 4813i(b). Somebody licensed as a producer in another state who moves here has 90 days from establishing legal residence to apply as a resident licensee under 4813f, written as a duty. No prelicensing education or examination is required for a line of authority previously held in the prior state except where the Commissioner determines otherwise by regulation.
Read at legislature.vermont.gov on 2026-08-16
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Courses
You do not have to buy any of this. The Vermont Department of Financial Regulation asks for no pre-licensing course, so nothing below is required of you. They are exam prep, priced here so you can see what they cost.
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A.D. Banker & Company
Exam practice. No course is required, so this is what to study.
$79.95 to $296.85
See 6 options Hide ▾-
VT Property & Casualty Self-Study, SILVER
Online Course read 2026-08-22
$79.95
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VT Property & Casualty Self-Study, GOLD
Online Course · Flash Cards read 2026-08-22
$124.90
- VT Property & Casualty, SILVER
Online Course read 2026-08-22
$169.95
- VT Property & Casualty, GOLD
Online Course · Flash Cards read 2026-08-22
$196.90
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VT Property & Casualty Self-Study, PLATINUM
Online Course · Flash Cards · Web Class Subscription read 2026-08-22
$251.80
- VT Property & Casualty, PLATINUM
Online Course · Flash Cards · Web Class Subscription read 2026-08-22
$296.85
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Kaplan Financial Education
Exam practice. No course is required, so this is what to study.
$349.00
See 1 option Hide ▾-
Career Launcher Package (VT - Property & Casualty)
$349.00
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WebCE
Exam practice. No course is required, so this is what to study.
$109.95 to $159.95
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VT Property & Casualty Exam Prep Complete Package
$109.95
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VT Property Exam Prep Complete Package
$109.95
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VT Property & Casualty Exam Prep Plus Complete Package
$159.95
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XCEL Solutions
Exam practice. No course is required, so this is what to study.
$199.00 to $299.00
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Vermont Property and Casualty Pre-licensing
$199.00
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Vermont Property and Casualty Pre-licensing Premier
$299.00
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Mometrix
Exam practice. No course is required, so this is what to study.
$59.99/month
See 1 option Hide ▾-
Property and Casualty Exam Prep Course
$59.99/month
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ExamFX
Exam practice. No course is required, so this is what to study.
$169.95 to $299.95
See 3 options Hide ▾-
Vermont Property and Casualty - Self-Study Package
60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22
$169.95
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Vermont Property and Casualty - Video Study Package
60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22
$219.95
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Vermont Property and Casualty - Live Online Study Package
Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22
$299.95
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