Insurance License Hub

The Utah Title license

Title

Title insurance in Utah, and the only line here the statute splits into categories: title examination, escrow, and title marketing representative only. The first two carry the authority to act as a title marketing representative as well. No pre-licensing course is required, and the Title and Escrow Commission may recognize further categories by rule with the commissioner's concurrence.

Course

None

This license has no pre-licensing course route.

Ways in

2

1 of them skips the state exam.

Exam

Not confirmed

Required on some routes and not others.

Every way to qualify

More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by sitting the examination or moving here already licensed.

  1. Route 1 Pass the examination

    State exam required

    Utah Code 31A-23a-108(1)(a) lets the commissioner require a line of authority examination for a license type, and the Department says which types it requires one for: resident consultant, resident producer, resident surplus lines producer, resident independent adjuster and resident public adjuster. A limited lines producer, a bail bond producer, a managing general agent and a reinsurance intermediary sit on the other list and sit no examination at all. No course appears on either list, and 31A-23a-106(1)(b) is where the statute says what it means by education: it points at 31A-23a-108 for examinations, at 31A-23a-202 for continuing education and at 31A-23a-203 for training periods, and there is no fourth section for a course before the license. The Department says it plainly too, and adds that it therefore offers no study materials and reviews none. Two things a Utah applicant pays for that most states do not: the license application cannot be filed before the examination is passed, and a resident individual producer has to carry errors and omissions cover for the whole term of the license under 31A-23a-203.5, which limited lines producers are excused from.

    Read at the Department on 2026-08-16

  2. Route 2 Move to Utah and apply within 90 days

    Exempt from the state exam

    • 90 days Licensed for the Title line of authority in another state, and applying for a Utah resident license within 90 days of establishing legal residence here.

    Utah Code 31A-23a-108(2), and it is the only examination waiver in the chapter. Utah does not have the two-door arrangement, a reciprocity route standing beside a residency transfer route. Georgia and Oklahoma are drafted the same way, and the District of Columbia has the reciprocity door and no residency one. There is no standalone route for somebody who simply holds the line elsewhere: the waiver is written for the person who applies within 90 days of establishing legal residence here, having been licensed for the same line of authority in another state and either still holding that license or applying within 90 days of its cancellation with good standing certified by the other state or shown in the NAIC producer database. A nonresident license is a different thing, issued under 31A-23a-109. The Department adds a step the statute does not: the old resident license and any Utah nonresident license have to be cancelled first, because Utah will not issue a resident license to somebody who still holds a resident license anywhere else.

    Read at le.utah.gov on 2026-08-16

The Utah Insurance Department requires no pre-licensing course for this license, so there is nothing here to price. Anyone selling you one is selling exam practice.