The Utah Surplus Lines Producer license
Surplus Lines Producer
Places property or casualty business with insurers Utah has not admitted. It is the most expensive license in this state to reach and none of the cost is a course: it wants its own examination, the underlying producer line, and three years of the last four spent working as a property or casualty producer.
Course
None
This license has no pre-licensing course route.
Ways in
2
1 of them skips the state exam.
Exam
Not confirmed
Required on some routes and not others.
Every way to qualify
More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by experience or moving here already licensed.
-
Route 1 Pass the surplus lines examination after three years as a property or casualty producer
State exam required
Time spent as a producer
-
3 years Licensed as a producer with the property line of authority, the casualty line of authority, or both , completed within 4 years
and underlying producer line
-
a Utah producer license carrying the property line of authority, for surplus lines property business
- or
a Utah producer license carrying the casualty line of authority, for surplus lines casualty business
Utah Code 31A-23a-203(1) for the examination and the three years, and 31A-23a-106(2)(b) for the underlying line: the surplus lines property line is available only to somebody holding an underlying producer license with the property line, and the same for casualty. The three years have to fall inside the four years immediately preceding the application, so the experience can go stale. This is the third shape of a stacked license recorded here and the steepest: North Dakota's asks only for the underlying producer license, Iowa's asks for a second examination, and Utah's asks for both plus the years.
Read at le.utah.gov on 2026-08-16
-
-
Route 2 Move to Utah and apply within 90 days
Exempt from the state exam
Former home state license
-
90 days Licensed for the Surplus Lines Producer line of authority in another state, and applying for a Utah resident license within 90 days of establishing legal residence here.
and time spent as a producer
-
3 years Licensed as a producer with the property line of authority, the casualty line of authority, or both , completed within 4 years
Utah Code 31A-23a-108(2), and it is the only examination waiver in the chapter. Utah does not have the two-door arrangement, a reciprocity route standing beside a residency transfer route. Georgia and Oklahoma are drafted the same way, and the District of Columbia has the reciprocity door and no residency one. There is no standalone route for somebody who simply holds the line elsewhere: the waiver is written for the person who applies within 90 days of establishing legal residence here, having been licensed for the same line of authority in another state and either still holding that license or applying within 90 days of its cancellation with good standing certified by the other state or shown in the NAIC producer database. A nonresident license is a different thing, issued under 31A-23a-109. The Department adds a step the statute does not: the old resident license and any Utah nonresident license have to be cancelled first, because Utah will not issue a resident license to somebody who still holds a resident license anywhere else.
Read at le.utah.gov on 2026-08-16
-
Courses
You do not have to buy any of this. The Utah Insurance Department asks for no pre-licensing course, so nothing below is required of you. It is exam prep, priced here so you can see what it costs.
-
WebCE
Exam practice. No course is required, so this is what to study.
$109.95
See 1 option Hide ▾-
UT Surplus Lines Exam Prep
$109.95
-
