The Utah Life license

Utah Code 31A-23a-108(1)(a) lets the commissioner require a line of authority examination for a license type, and the Department says which types it requires one for: resident consultant, resident producer, resident surplus lines producer, resident independent adjuster and resident public adjuster. A limited lines producer, a bail bond producer, a managing general agent and a reinsurance intermediary sit on the other list and sit no examination at all. No course appears on either list, and 31A-23a-106(1)(b) is where the statute says what it means by education: it points at 31A-23a-108 for examinations, at 31A-23a-202 for continuing education and at 31A-23a-203 for training periods, and there is no fourth section for a course before the license. The Department says it plainly too, and adds that it therefore offers no study materials and reviews none. Two things a Utah applicant pays for that most states do not: the license application cannot be filed before the examination is passed, and a resident individual producer has to carry errors and omissions cover for the whole term of the license under 31A-23a-203.5, which limited lines producers are excused from.

Read at the Department on 2026-08-16

Utah Code 31A-23a-108(2), and it is the only examination waiver in the chapter. Utah does not have the two-door arrangement, a reciprocity route standing beside a residency transfer route. Georgia and Oklahoma are drafted the same way, and the District of Columbia has the reciprocity door and no residency one. There is no standalone route for somebody who simply holds the line elsewhere: the waiver is written for the person who applies within 90 days of establishing legal residence here, having been licensed for the same line of authority in another state and either still holding that license or applying within 90 days of its cancellation with good standing certified by the other state or shown in the NAIC producer database. A nonresident license is a different thing, issued under 31A-23a-109. The Department adds a step the statute does not: the old resident license and any Utah nonresident license have to be cancelled first, because Utah will not issue a resident license to somebody who still holds a resident license anywhere else.

Read at le.utah.gov on 2026-08-16