Insurance License Hub

The Texas Risk Manager license

Risk Manager

Advises Texas clients on managing their own risk rather than selling them cover. It carries four designation waivers, more than any other license in the state.

Course

None

This license has no pre-licensing course route.

Ways in

4

3 of them skip the state exam.

Exam

Not confirmed

Required on some routes and not others.

Every way to qualify

More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by sitting the examination, a designation already held, a license held in another state or a license already held.

  1. Route 1 Pass the examination

    State exam required

    TDI's page starts at the examination and asks for no pre-licensing course.

    Read at the Department on 2026-08-17

  2. Route 2 Hold one of the four designations TDI accepts

    Exempt from the state exam

    • CPCU Chartered Property and Casualty Underwriter, from The Institutes

    • or

      CIC Certified Insurance Counselor, from The National Alliance for Insurance Education and Research

    • or

      ARM Associate in Risk Management, from The Institutes

    • or

      CRM Certified Risk Manager, from The National Alliance for Insurance Education and Research

    Four designations waive the examination on this license and any one of them is enough: Chartered Property and Casualty Underwriter, Certified Insurance Counselor, Associate in Risk Management or Certified Risk Manager. No other Texas license lists more than one.

    Read at the Department on 2026-08-17

  3. Route 3 Hold the same license in a reciprocal state

    Exempt from the state exam

    • a risk manager license in good standing in a reciprocal state

    TDI's page waives the examination for a non-resident who holds the license in good standing in a reciprocal state. It is a waiver of the examination and not of the application: the fee, the fingerprints and the Sircon filing all stand.

    Read at the Department on 2026-08-17

  4. Route 4 Reinstate a license that expired between 90 days and a year ago

    Exempt from the state exam

    • a Texas risk manager license that expired more than 90 days and less than one year ago

    TDI lists an expired license among the reasons no examination is needed, and it is bounded at both ends: inside the first 90 days the renewal process is used instead, and after a year the examination comes back. So this route begins where renewal stops.

    Read at the Department on 2026-08-17

The Texas Department of Insurance requires no pre-licensing course for this license, so there is nothing here to price. Anyone selling you one is selling exam practice.