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The Texas Life Insurance Not Exceeding $25,000 license

Life Insurance Not Exceeding $25,000

Sells life policies whose face amount stops at $25,000. Its five hours of training and its examination both come from the appointing life insurance company, and nothing else stands between the applicant and the license.

Course

5 hrs

The shortest single course route.

Ways in

2

1 of them skips the state exam.

Exam

Not confirmed

Required on some routes and not others.

Every way to qualify

More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. They are listed in full because the course is only the first of them.

  1. Route 1 Take the five-hour company class and pass the company examination

    State exam required

    • 5 hours of training given by the life insurance company that will appoint the applicant

    TDI's own application steps for this license begin "Get trained" rather than "Take an exam", which is the only Texas license page that does. Five hours of class and an examination, both from the appointing life insurance company. Texas does not send this applicant to Pearson VUE. Both the class and the examination come from the appointing company, which is the same delegation Kentucky makes for its rental vehicle line, and it is why no school sells the hours.

    Read at the Department on 2026-08-17

  2. Route 2 Reinstate a license that expired between 90 days and a year ago

    Exempt from the state exam

    • a Texas life insurance not exceeding $25,000 license that expired more than 90 days and less than one year ago

    TDI lists an expired license among the reasons no examination is needed, and it is bounded at both ends: inside the first 90 days the renewal process is used instead, and after a year the examination comes back. So this route begins where renewal stops.

    Read at the Department on 2026-08-17

A course is required and nobody sells one

There is nothing for a school to sell. Texas requires five hours of training and an examination for this license and TDI puts both on the appointing insurance company, not on a provider.