Insurance License Hub

The South Dakota Casualty license

Casualty

Sells cover against legal liability in South Dakota, and this line is drawn wider than in most states: the statute folds fidelity and surety bonds into it rather than giving them a line of their own. No pre-licensing course is required.

Course

None

This license has no pre-licensing course route.

Ways in

5

4 of them skip the state exam.

Exam

$85

Required on some routes and not others.

Every way to qualify

More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by sitting the examination, a license already held, a license held in another state or moving here already licensed.

  1. Route 1 Pass the examination

    State exam required

    SDCL 58-30-145 asks a resident individual applying for a producer license to pass a written examination unless exempt under 58-30-52, and 58-30-148 is the closed list of what the director must find before approving the application: at least 18 years old, no act that is a ground for denial under 58-30-167, the fees at 58-2-29 paid, and the examinations passed for the lines applied for. No course is in it. South Dakota then attaches the longest list of exemptions on this site, nine of them, and the ones that matter to an ordinary applicant are on this page.

    Read at sdlegislature.gov on 2026-08-16

  2. Route 2 Be licensed to practice law in South Dakota

    Exempt from the state exam

    • a license to practice law in South Dakota

    SDCL 58-30-52(3), and it is four words long: no examination is required of "[a]ttorneys licensed to practice law in this state". Delaware and Maine both exempt attorneys too and both stop at the title line. South Dakota's exemption is in a list that opens "No examination is required of" and names no line at all, so it reaches every one of them. That is the widest attorney exemption from an examination recorded here: Alabama's title act goes further still and removes the license itself, but for one line rather than for all of them.

    Read at sdlegislature.gov on 2026-08-16

  3. Route 3 Have held the same kind of license here for a year in the last five

    Exempt from the state exam

    • 1 year a South Dakota license of the same kind covering the Casualty line of authority, held for at least one year within the five years before applying

    SDCL 58-30-52(1). No examination is required of an applicant for the same kind of license previously held in South Dakota for at least one year within the five years before applying, if the director deems the applicant fully qualified and competent. Five years is the longest look-back in this phase: Maine allows two, Arizona and Montana one.

    Read at sdlegislature.gov on 2026-08-16

  4. Route 4 Hold the same line in another state

    Exempt from the state exam

    • an insurance producer license carrying the Casualty line of authority in another state

    SDCL 58-30-52(8). Somebody previously licensed for the same lines of authority in another state sits no examination, while that license is current or if the application arrives within 90 days of its cancellation, provided the applicant was in good standing there and the NAIC producer database shows it for the line requested.

    Read at sdlegislature.gov on 2026-08-16

  5. Route 5 Move to South Dakota and apply within 90 days

    Exempt from the state exam

    • 90 days Licensed as an insurance producer in another state carrying the Casualty line of authority there, and applying to become a South Dakota resident licensee within 90 days of establishing legal residence.

    SDCL 58-30-52(9), and it is worth quoting because it says the opposite of its own heading. The section is headed "Exemption from examination requirements" and opens "No examination is required of", and subdivision (9) then reads: a person licensed as a producer in another state who moves here and applies within ninety days of establishing legal residence, and "[a]n examination may be required of that person to obtain any line of authority previously held in the prior state unless the director determines otherwise by rule". The Producer Licensing Model Act writes that sentence the other way up, as no examination SHALL be required except where the regulator determines otherwise by rule. Transcribed here as an exemption because that is what the section it sits in is, and flagged because the wording is South Dakota's alone.

    Read at sdlegislature.gov on 2026-08-16

Courses

You do not have to buy any of this. The South Dakota Division of Insurance asks for no pre-licensing course, so nothing below is required of you. They are exam prep, priced here so you can see what they cost.

  • A.D. Banker & Company

    Exam practice. No course is required, so this is what to study.

    $79.95 to $296.85

    See 6 options ▾
    Go to A.D. Banker & Company
  • Kaplan Financial Education

    Exam practice. No course is required, so this is what to study.

    $349.00

    See 1 option ▾
    • Career Launcher Package (SD - Property & Casualty)

      $349.00

    Go to Kaplan Financial Education
  • WebCE

    Exam practice. No course is required, so this is what to study.

    $109.95 to $159.95

    See 3 options ▾
    • SD Property & Casualty Producer Exam Prep Complete Package

      $109.95

    • SD Casualty Producer Exam Prep Complete Package

      $109.95

    • SD Property & Casualty Producer Exam Prep Plus Complete Package

      $159.95

    Go to WebCE
  • XCEL Solutions

    Exam practice. No course is required, so this is what to study.

    $199.00 to $299.00

    See 2 options ▾
    • South Dakota Property and Casualty Pre-licensing

      $199.00

    • South Dakota Property and Casualty Pre-licensing Premier

      $299.00

    Go to XCEL Solutions
  • Mometrix

    Exam practice. No course is required, so this is what to study.

    $59.99/month

    See 1 option ▾
    • Property and Casualty Exam Prep Course

      $59.99/month

    Go to Mometrix
  • ExamFX

    Exam practice. No course is required, so this is what to study.

    $169.95 to $299.95

    See 3 options ▾
    • South Dakota Property and Casualty - Self-Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22

      $169.95

    • South Dakota Property and Casualty - Video Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $219.95

    • South Dakota Property and Casualty - Live Online Study Package

      Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $299.95

    Go to ExamFX