Insurance License Hub

The South Carolina Public Adjuster license

Public Adjuster

Adjusts a South Carolina loss for the insured rather than for the insurer. Its written examination is the adjuster examination, which the statute says in terms.

Course

None

This license has no pre-licensing course route.

Ways in

2

1 of them skips the state exam.

Exam

Not confirmed

Required on some routes and not others.

Every way to qualify

More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by sitting the examination or a license held in another state.

  1. Route 1 Pass the adjuster examination

    State exam required

    S.C. Code 38-48-20 says it outright: the written examination for a public adjuster license shall be the same as that prescribed for insurance adjusters. The rest of the section is the same competence test the adjuster license carries, good moral character, sufficient knowledge of the insurance business and of the duties of a public adjuster, no violation of the insurance laws, and fit and proper. No course anywhere in chapter 48.

    Read at scstatehouse.gov on 2026-08-17

  2. Route 2 Have passed an adjuster examination in another state

    Exempt from the state exam

    • a public adjuster license in a home state that requires an adjuster examination, or a certificate from another state where the applicant is licensed and has passed one

    S.C. Code 38-48-40 authorizes the reciprocal agreements and the Department applies them the same way it does for adjusters, including the limb that accepts a certificate from any state where the applicant passed an adjuster examination when the home state runs none.

    Read at the Department on 2026-08-17

Courses

You do not have to buy any of this. The South Carolina Department of Insurance asks for no pre-licensing course, so nothing below is required of you. They are exam prep, priced here so you can see what they cost.

  • Kaplan Financial Education

    Exam practice. No course is required, so this is what to study.

    $189.00

    See 1 option ▾
    • Essential Self Study Online Package (SC - Adjuster)

      $189.00

    Go to Kaplan Financial Education
  • ExamFX

    Exam practice. No course is required, so this is what to study.

    $129.95 to $179.95

    See 2 options ▾
    • South Carolina Property, Casualty, Surety, and Marine Adjuster - Self-Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22

      $129.95

    • South Carolina Property, Casualty, Surety, and Marine Adjuster - Video Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $179.95

    Go to ExamFX
  • WebCE

    Exam practice. No course is required, so this is what to study.

    $169.95 to $249.95

    See 3 options ▾
    • SC Property & Casualty Adjuster Exam Prep Complete Package

      $169.95

    • SC Property & Casualty Adjuster Exam Prep Plus Complete Package

      $209.95

    • SC P&C Adjuster + MV Damage Appraiser Exam Prep Complete Package

      $249.95

    Go to WebCE
  • Mometrix

    Exam practice. No course is required, so this is what to study.

    $59.99/month

    See 1 option ▾
    • Insurance Claims Adjuster Course

      $59.99/month

    Go to Mometrix