Insurance License Hub

The South Carolina Motor Vehicle Physical Damage Appraiser license

Motor Vehicle Physical Damage Appraiser

Appraises motor vehicle damage claims in South Carolina. Its own chapter sets a fee and delegates the qualifications, and the Department turned that into an examination.

Course

None

This license has no pre-licensing course route.

Ways in

2

1 of them skips the state exam.

Exam

Not confirmed

Required on some routes and not others.

Every way to qualify

More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by sitting the examination or a license held in another state.

  1. Route 1 Pass the examination

    State exam required

    S.C. Code 38-49-20 forbids appraising motor vehicle physical damage claims without a license, sets the biennial fee at $80, and then delegates: the department may prescribe reasonable regulations concerning standards for qualification. No examination and no course are in the chapter. The Department's appraiser page carries the examination, before applying through NIPR, with the certificate expiring twelve months after issue. This is the license the 2026-08-16 scope decision named specifically, because a motor vehicle physical damage appraiser answers to the insurance department while a real estate appraiser does not.

    Read at the Department on 2026-08-17

  2. Route 2 Have passed an appraiser examination in another state

    Exempt from the state exam

    • an appraiser license in a home state that requires an appraiser examination, or a certificate from another state where the applicant is licensed and has passed one

    The same two-limb reciprocity the adjuster and public adjuster licenses carry, and the same fallback: if neither can be produced, South Carolina's own appraiser examination is sat.

    Read at the Department on 2026-08-17

Courses

You do not have to buy any of this. The South Carolina Department of Insurance asks for no pre-licensing course, so nothing below is required of you. It is exam prep, priced here so you can see what it costs.

  • WebCE

    Exam practice. No course is required, so this is what to study.

    $169.95 to $249.95

    See 2 options ▾

    • SC Motor Vehicle Damage Appraiser Exam Prep Complete Package

      $169.95

    • SC P&C Adjuster + MV Damage Appraiser Exam Prep Complete Package

      $249.95

    Go to WebCE