The South Carolina Adjuster license

S.C. Code 38-47-10(A) asks the director to satisfy himself that the applicant is of good moral character, has sufficient knowledge of the insurance business and the duties of an adjuster, has not violated the insurance laws and is fit and proper. There is no examination in it and no course either. The examination is the Department's implementation of that competence test, published on its own adjuster page: pass the state examination before applying through NIPR, and the certificate expires twelve months after issue. Mississippi's adjuster hours are the same shape, a departmental figure standing on a statutory competence test.

Read at the Department on 2026-08-17

S.C. Code 38-47-10(B)(1) is not a waiver of the examination, it is an exemption from the license: a producer licensed under chapter 43 is not required to comply with the adjuster licensing section at all. Nothing else on this site excuses a whole license on the strength of another one.

Read at scstatehouse.gov on 2026-08-17

The Department's own wording, and the second limb is the unusual one: where the home state runs no adjuster examination, a certificate from any other state where the applicant is licensed and has passed one will do. If neither can be produced, South Carolina's examination comes back. The Department also warns that South Carolina should never be chosen as a designated home state, because it examines but requires neither fingerprints nor continuing education, and a designated home state has to require all three.

Read at the Department on 2026-08-17