Insurance License Hub

The Pennsylvania Limited Lines Travel Insurance Producer license

Limited Lines Travel Insurance Producer

Trip cancellation, baggage and travel sickness cover, licensed as its own limited line rather than as a line on a producer license. At $400 to issue and $400 to renew it costs more than seven times a Pennsylvania producer license, and it takes no examination at all.

Course

None

This license has no pre-licensing course route.

Ways in

1

There is no state exam for this license.

Exam

n/a

Not required on any of the routes below.

Every way to qualify

  1. Route 1 Apply for the limited lines license and register your retailers

    No state exam for this license

    The application

    • An application to the Insurance Commissioner in the form and manner the Commissioner prescribes, from an individual or a business entity, with the $400 nonrefundable fee; the license authorizes the holder to sell, solicit or negotiate travel insurance through a licensed insurer

    and the travel retailers underneath it

    • Registration of every travel retailer operating under the license, which then authorizes the retailer and each of its employees and authorized representatives to offer and disseminate travel insurance at every location and to be paid for it by the licensee

    Section 3 of the Travel Insurance Modernization Act, Act 26 of 2018 as amended by Act 28 of 2024, issues the license and section 8(b) prices it at $400 for an application and $400 for every renewal. Section 4(a) then holds the travel retailer and each of its employees out of producer licensure altogether, which is why one licensee stands behind a whole chain of counters. No examination reaches it: section 604-A(d)(8) of the Insurance Department Act excuses anybody whose line of authority is limited to a limited line, and Act 26 adds none of its own. Section 8.3, added in 2024, does the same thing for the travel administrator that Oregon's ORS 744.112 does, requiring an existing Pennsylvania property and casualty producer license, managing general agent license or third-party administrator license rather than creating a license of its own. $400 against $55 for a resident producer license is the widest gap between two producer-side licenses in this state.

    Read at palegis.us on 2026-08-19

No national seller sells a course for this license, and nothing could: Pennsylvania asks a limited lines travel insurance producer for an application, a fee and a register of its retailers, and section 604-A(d)(8) of the Insurance Department Act excuses every limited line from the examination.