The Pennsylvania Pennie-Certified Exchange Assister license
Pennie-Certified Exchange Assister
Helps a Pennsylvanian enroll through Pennie, the state health insurance marketplace, and may not sell anything. Registered rather than licensed, and at $1 to register and $1 to renew it is the cheapest thing the Department issues.
Course
None
This license has no pre-licensing course route.
Ways in
1
There is no state exam for this license.
Exam
n/a
Not required on any of the routes below.
Every way to qualify
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Route 1 Register with the Department and be certified by Pennie
No state exam for this license
What the Department checks
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Being at least 18, residing in Pennsylvania or maintaining a registered place of business here, not being disqualified by an act that would be grounds for denying, suspending or revoking an insurance producer license, and never having had a producer license denied, suspended or revoked
and fingerprints and the fee
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Fingerprints for the Department to obtain national criminal history records information from the Criminal Justice Information Services Division of the Federal Bureau of Investigation, and the $1 registration fee plus the cost of those records
and certification by the exchange
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Certification by Pennie, Pennsylvania's state-based health insurance exchange, which is separate from the Department's registration and which the Department's own page requires alongside it
Section 3 of the Navigator and Exchange Assister Accessibility and Regulation Act, Act 7 of 2015, registers rather than licenses, and the Department says so in its own words: "Under Pennsylvania law, Exchange Assisters are state-registered, not licensed."The registration runs two years, the Department publishes a searchable list of every registrant, and the certificate has to be shown to a potential enrollee on request. Section 4(c) is the fence and it is unusually long: an assister may not sell, solicit or negotiate insurance, urge a purchaser toward a particular policy or company, initiate sales by telephone or otherwise, collect premiums, make or propose an insurance contract, recommend additions or deletions to a policy, sign binders, endorsements or policies, or issue certificates of insurance or insurance identification cards. Section 4(b) is what is left: refer somebody to an insurance producer, and give information about plans inside and outside the marketplace. The Department's page adds that the term does not include a licensed insurance producer, so this is an alternative to a producer license rather than something stacked on one. Nevada's exchange enrollment facilitator asks for twenty hours and Pennsylvania's asks for none.
Read at palegis.us on 2026-08-19
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No national seller sells a course for this license, and nothing could: Act 7 of 2015 registers an exchange assister on age, residence, a clean producer record, fingerprints and a $1 fee, and asks for no examination and no course. Nevada's equivalent license carries twenty hours and a register; Pennsylvania's carries neither.