Insurance License Hub

The Pennsylvania Emergency Motor Vehicle Physical Damage Appraiser Registration

Emergency Motor Vehicle Physical Damage Appraiser Registration

What an out-of-state appraiser gets after a Governor's disaster declaration. Nobody may apply for it: an insurance company registers the appraiser, and the whole of it is free.

Course

None

This license has no pre-licensing course route.

Ways in

1

There is no state exam for this license.

Exam

n/a

Not required on any of the routes below.

Every way to qualify

  1. Route 1 Be registered by a Pennsylvania-authorized insurer after a declaration

    No state exam for this license

    A declaration first

    • A Proclamation of Disaster Emergency by the Governor of Pennsylvania, or approval by the Department after an event it believes will produce an extraordinary increase in claims volume; nothing opens until one of the two has happened

    and an insurer to sponsor and register you

    • Sponsorship by a Pennsylvania-authorized insurance company, which registers the appraiser with the Department through an authorized representative on the Catastrophe MVPDA Registration Spreadsheet, emailed within five days of the appraiser beginning appraisal activities

    and a home state license, or three years

    • An active motor vehicle physical damage appraiser license in another state, or, where the home state licenses none and the appraiser holds none anywhere, the insurer's attestation to a minimum of three years of experience as an MVPDA adjuster or appraiser; an appraiser licensed in another state to adjust claims is not asked for the three years

    The Department publishes this alongside its producer license matrix rather than inside it, and it is a registration rather than a license: the appraiser is deemed approved on the declaration and the paperwork follows within five days. Each approval runs 90 days from submission and an extension has to be asked for by email. Two sentences are worth carrying. There are no fees at all, which is the only free thing the Department issues. And a currently licensed resident or nonresident Pennsylvania appraiser is told not to register: "They do not need additional approval to adjust catastrophe claims."Wyoming's emergency adjuster asks its insurers for a fresh master spreadsheet every single day and Alabama's charges $60 a head; Pennsylvania asks for one spreadsheet and no money.

    Read at the Department on 2026-08-19

No national seller sells a course for this license, and nothing could: an individual may not apply for this registration at all. An insurance company registers the appraiser after a Governor's disaster declaration, there is no examination and there is no fee.