The Pennsylvania Accident and Health or Sickness license

Section 604-A(a) of the Insurance Department Act of 1921 asks an individual to pass the insurance producer licensing examination required for the lines of authority wanted before applying at all, and section 606-A(a) is the list the department must find complete before it issues: 18 years old, no act prohibited by the act, the examination passed or exempted, all fees paid, and the general fitness, competence and reliability to be worth licensing. There is no course in that list, and there is no longer one anywhere: subsection (b) of 604-A was headed "Preexamination education requirements" and was deleted outright on 2024-10-31 by Act 142, which amended subsection (a) on the same day. Subsection (3) of 606-A(a), the licensing criterion that pointed at it, went with it. So the zero here is a dated repeal rather than a reading, and the examination is the whole of the qualification.

Read at palegis.us on 2026-08-16

Section 604-A(d) of the act. The examination is not required of a person holding one of three named designations, and each one is written against the lines it reaches rather than against all of them: CLU for life or accident and health, CPCU for property, casualty or accident and health, CIC for life, accident and health or property and casualty. The subsection also lets the commissioner waive the examination for any other professional designation, so this is the list as published rather than a closed set. Note what the enumeration does not reach: Personal Lines is a line of authority of its own under section 601-A and it is named in none of the three, so a designation that waives the property and the casualty examinations does not waive the personal lines one.

Read at palegis.us on 2026-08-16

Section 604-A(d)(6) of the act, with section 610-A. The examination is not required of a person already licensed in another state as an insurance producer for the lines of authority wanted here. Pennsylvania issues the nonresident license for the equivalent lines the home state granted, and may verify the status through the NAIC producer database. It may also refuse if the home state does not license Pennsylvania residents on the same basis, which is a condition on the state rather than on the applicant and is the reason this route is not quite automatic.

Read at palegis.us on 2026-08-16

Section 606.1-A of the act. Somebody licensed as a resident producer in another state who establishes a principal place of residence or business in Pennsylvania has 90 days to apply for a resident license in the equivalent lines the former home state granted, with proof of that license or a letter of clearance from its commissioner and the fee. The old license has to be current, or else the application has to arrive within 90 days of its cancellation, and good standing has to be provable from the letter, from the former state's own records or from the NAIC's. A line the former home state did not grant is not covered: for that one the ordinary requirements apply.

Read at palegis.us on 2026-08-16