The Ohio Personal Lines license
Personal Lines
Sells the property and casualty cover a household buys rather than the cover a business buys.
Course
20 hrs
The shortest single course route.
Ways in
3
Every one of them requires the state exam.
Exam
$49
Required.
Every way to qualify
More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. They are listed in full because the course is only the first of them.
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Route 1 Take the 20-hour course
State exam required
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20 hours of pre-licensing education for the Personal Lines line of authority, approved by the Department
Classroom, distance learning or self-study, from an Ohio approved pre-licensing provider. The provider issues a course completion certificate per line of authority. It is valid for 180 calendar days and the exam must be passed inside that window. Nobody is admitted to an exam without the original, unaltered certificate, and a combined exam takes two of them.
Read at the Department on 2026-08-14
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Route 2 Hold a degree in insurance and request the waiver
State exam required
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A degree in insurance. An official transcript is required
A bachelor or associate degree in insurance. The waiver is form INS3276, requested before registering for the exam, and it lasts 180 calendar days. It removes the education and not the examination.
Read at the Department on 2026-08-14
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Route 3 Hold one of the designations the Department accepts for this line
State exam required
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CPCU Chartered Property and Casualty Underwriter, from the Insurance Institute of America
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AAI Accredited Advisor in Insurance, from the Insurance Institute of America
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ARM Associate in Risk Management, from the Insurance Institute of America
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CIC Certified Insurance Counselor, from The National Alliance for Insurance Education and Research
The Department lists these against this line specifically, and a designation accepted for one line is not accepted for another. It removes the education and not the examination.
Read at the Department on 2026-08-14
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Courses
This is the part you buy. All 5 of the courses sold for this license satisfy the requirement above. Each seller opens to what it holds and what each package costs.
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A.D. Banker & Company
Meets the requirement: take the 20-hour course.
$169.95 to $296.85
See 3 options Hide ▾Listed as "A. D. Banker & Company LLC" among the 11 providers approved for Personal Lines by Self Study. Not listed under Classroom or Self Study w/Prep, and the approval recorded here does not reach those
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OH Personal Lines, SILVER
Online Course read 2026-08-22
$169.95
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OH Personal Lines, GOLD
Online Course · Flash Cards read 2026-08-22
$196.90
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OH Personal Lines, PLATINUM
Online Course · Flash Cards · Web Class Subscription read 2026-08-22
$296.85
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ExamFX
Meets the requirement: take the 20-hour course.
$169.95 to $299.95
See 3 options Hide ▾Listed as "ExamFX" among the 11 providers approved for Personal Lines by Self Study. Not listed under Classroom, and the approval recorded here does not reach that
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Ohio Personal Lines - Self-Study Package
60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22
$169.95
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Ohio Personal Lines - Video Study Package
60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22
$219.95
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Ohio Personal Lines - Live Online Study Package
Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22
$299.95
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Kaplan Financial Education
Meets the requirement: take the 20-hour course.
$349.00
See 1 option Hide ▾Listed as "Kaplan Financial Education" among the 11 providers approved for Personal Lines by Self Study. Not listed under Classroom or Self Study w/Prep, and the approval recorded here does not reach those
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Career Launcher Package (OH - Personal Lines)
$349.00
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WebCE
Meets the requirement: take the 20-hour course.
$109.95 to $159.95
See 2 options Hide ▾Listed as "WebCE Inc." among the 11 providers approved for Personal Lines by Self Study. Not listed under Classroom or Self Study w/Prep, and the approval recorded here does not reach those
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OH Personal Lines Insurance Exam Prep Complete Package
$109.95
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OH Personal Lines Insurance Exam Prep Plus Complete Package
$159.95
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XCEL Solutions
Meets the requirement: take the 20-hour course.
$199.00 to $299.00
See 2 options Hide ▾Listed as "XCEL Solutions LLC" among the 11 providers approved for Personal Lines by Self Study. Not listed under Classroom or Self Study w/Prep, and the approval recorded here does not reach those
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Ohio Personal Lines Pre-licensing
$199.00
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Ohio Personal Lines Pre-licensing Premier
$299.00
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