Insurance License Hub

The Ohio Life license

Life

Sells life insurance and annuities in Ohio. Ohio licenses each line of authority separately and prices each one separately too.

Course

20 hrs

The shortest single course route.

Ways in

3

Every one of them requires the state exam.

Exam

$49

Required.

Every way to qualify

More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. They are listed in full because the course is only the first of them.

  1. Route 1 Take the 20-hour course

    State exam required

    • 20 hours of pre-licensing education for the Life line of authority, approved by the Department

    Classroom, distance learning or self-study, from an Ohio approved pre-licensing provider. The provider issues a course completion certificate per line of authority. It is valid for 180 calendar days and the exam must be passed inside that window. Nobody is admitted to an exam without the original, unaltered certificate, and a combined exam takes two of them.

    Read at the Department on 2026-08-14

  2. Route 2 Hold a degree in insurance and request the waiver

    State exam required

    • A degree in insurance. An official transcript is required

    A bachelor or associate degree in insurance. The waiver is form INS3276, requested before registering for the exam, and it lasts 180 calendar days. It removes the education and not the examination.

    Read at the Department on 2026-08-14

  3. Route 3 Hold one of the designations the Department accepts for this line

    State exam required

    • CLU Chartered Life Underwriter, from The American College of Financial Services

    • or

      CEBS Certified Employee Benefit Specialist, from The Wharton School of the University of Pennsylvania

    • or

      ChFC Chartered Financial Consultant, from The American College of Financial Services

    • or

      CIC Certified Insurance Counselor, from The National Alliance for Insurance Education and Research

    • or

      CFP Certified Financial Planner, from the Certified Financial Planner Board of Standards

    • or

      FLMI Fellow of the Life Management Institute, from LOMA

    • or

      LUTCF Life Underwriter Training Council Fellow, from the National Association of Insurance and Financial Advisors

    The Department lists these against this line specifically, and a designation accepted for one line is not accepted for another. It removes the education and not the examination.

    Read at the Department on 2026-08-14

Courses

This is the part you buy. 6 of the 7 products sold for this license satisfy the requirement above, and the rest are practice material. Each seller opens to what it holds and what each package costs.

  • A.D. Banker & Company

    Meets the requirement: take the 20-hour course.

    $79.95 to $296.85

    See 9 options ▾

    Listed as "A. D. Banker & Company LLC" among the 18 providers approved for Life by Self Study. Not listed under Classroom or Self Study w/Prep, and the approval recorded here does not reach those

    Go to A.D. Banker & Company

  • ExamFX

    Meets the requirement: take the 20-hour course.

    $169.95 to $299.95

    See 6 options ▾

    Listed as "ExamFX" among the 18 providers approved for Life by Self Study. Not listed under Classroom, and the approval recorded here does not reach that

    • Ohio Life - Self-Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22

      $169.95

    • Ohio Life and Health Bundle - Self-Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22

      $169.95

    • Ohio Life - Video Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $219.95

    • Ohio Life and Health Bundle - Video Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $219.95

    • Ohio Life - Live Online Study Package

      Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $299.95

    • Ohio Life and Health Bundle - Live Online Study Package

      Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $299.95

    Go to ExamFX

  • Kaplan Financial Education

    Meets the requirement: take the 20-hour course.

    $349.00

    See 2 options ▾

    Listed as "Kaplan Financial Education" among the 18 providers approved for Life by Self Study. Not listed under Classroom or Self Study w/Prep, and the approval recorded here does not reach those

    • Career Launcher Package (OH - Life & Health)

      $349.00

    • Career Launcher Package (OH - Life Only)

      $349.00

    Go to Kaplan Financial Education

  • WebCE

    Meets the requirement: take the 20-hour course.

    $109.95 to $159.95

    See 4 options ▾

    Listed as "WebCE Inc." among the 18 providers approved for Life by Self Study. Not listed under Classroom or Self Study w/Prep, and the approval recorded here does not reach those

    • OH Life, Accident and Health Insurance Exam Prep Complete Package

      $109.95

    • OH Life Insurance Exam Prep Complete Package

      $109.95

    • OH Life, Accident and Health Insurance Exam Prep Plus Complete Package

      $159.95

    • OH Life Insurance Exam Prep Plus Complete Package

      $159.95

    Go to WebCE

  • XCEL Solutions

    Meets the requirement: take the 20-hour course.

    $199.00 to $299.00

    See 2 options ▾

    Listed as "XCEL Solutions LLC" among the 8 providers approved for Life by Classroom. Not listed under Self Study w/Prep, and the approval recorded here does not reach that

    • Ohio Life and Health Pre-licensing

      $199.00

    • Ohio Life and Health Pre-licensing Premier

      $299.00

    Go to XCEL Solutions

  • Aceable

    Meets the requirement: take the 20-hour course.

    $279.00

    See 1 option ▾

    Listed as "Aceable, Inc. DBA Aceable Insurance" among the 18 providers approved for Life by Self Study. Not listed under Classroom or Self Study w/Prep, and the approval recorded here does not reach those. It is also not listed for Personal Lines under any method, which is the one Ohio line Aceable sells no course for either

    • Life & Health bundle

      $279.00

    Go to Aceable

  • Mometrix

    Exam practice. It does not satisfy the course requirement.

    $59.99/month

    See 1 option ▾

    • Life and Health Insurance Exam Prep Course

      $59.99/month

    Go to Mometrix