Insurance License Hub

The North Dakota Limited Lines Travel Insurance Producer license

Limited Lines Travel Insurance Producer

Sells, solicits or negotiates travel insurance in North Dakota through a licensed insurer, and carries the travel retailers who offer it over a counter. Nobody starts here: the Code defines the licensee as somebody who already holds one of three other things, and the license is laid on top of that.

Course

None

This license has no pre-licensing course route.

Ways in

1

There is no state exam for this license.

Exam

n/a

Not required on any of the routes below.

Every way to qualify

  1. Route 1 Already hold a producer, third-party administrator or travel administrator authority

    No state exam for this license

    Underlying authority

    • a North Dakota insurance producer license, including a limited lines producer license

    • or

      a licensed third-party administrator certificate of authority

    • or

      authority as a travel administrator as defined in N.D.C.C. 26.1-58-01

    and register

    • At licensure and annually thereafter, a register on the commissioner's form of every travel retailer offering insurance on the producer's behalf, with each retailer's name, address, contact and federal tax identification number, and a certification that the retailer complies with 18 U.S.C. 1033.

    N.D.C.C. 26.1-26-54(2)(a) defines the limited lines travel insurance producer as a licensed third-party administrator, a licensed insurance producer including a limited lines producer, or a travel administrator, and 26.1-26-54(3)(a) then says the commissioner may issue the license to an individual or business entity that applies. That combination is what makes this a license in North Dakota where the same definition makes it none in Oregon: ORS 744.101(8) defines the person and issues nothing, and 26.1-26-54(3)(a) issues something. N.D. Admin. Code 45-02-02-04(3) exempts the applicant from examination, describing the coverage as trip cancellation, trip interruption, baggage, life, sickness and accident, disability and personal effects when limited to a specific trip and sold with transportation provided by a common carrier. The holder is also exempt from continuing education under 26.1-26-54(6), and 26.1-26-54(12) makes the whole thing unnecessary for anybody already licensed in a major line, who may sell travel insurance without it. N.D.C.C. 26.1-26-54(3)(b)(2). The travel retailer itself takes no license: it is registered by the producer and is authorized to be paid for the work only through that registration, under 26.1-26-54(9). The producer stays responsible for what the retailer does under 26.1-26-54(11), must designate one licensed employee to answer for compliance, and must train every retailer employee who offers the cover, on material the commissioner may review and approve.

    Read at ndlegis.gov on 2026-08-20

North Dakota exempts this applicant from the examination and requires no course, so there is nothing for a school to prepare anybody for. No national seller prices a North Dakota travel product.