Insurance License Hub

The North Dakota Discount Plan Organization license

Discount Plan Organization

Sells members access to doctors and other providers at a discount, which is not insurance and is regulated as though it nearly were. The Department calls this a license and prices it at $500 with a $250 annual renewal; the statute that creates it calls the same thing a registration throughout.

Course

None

This license has no pre-licensing course route.

Ways in

1

There is no state exam for this license.

Exam

n/a

Not required on any of the routes below.

Every way to qualify

  1. Route 1 Apply for the license

    No state exam for this license

    Surety bond

    • A surety bond in the organization's own name of at least $35,000, issued by an insurance company licensed in North Dakota, kept in force for the life of the license and renewed annually, to be used at the commissioner's discretion to protect members' financial interests.

    and who runs it

    • Names, addresses, official positions and biographical information for every member of the governing board and every officer, on the NAIC biographical affidavit, with a copy of the form of contract between the organization and each of them.

    and what members are told

    • All marketing materials to be used in North Dakota, a description of the member complaint procedures, and the cancellation and refund policy.

    N.D.C.C. 26.1-53.1-03(1) is written as registration: before doing business here the organization must be authorized to transact business through the Secretary of State and "must be registered by the commissioner to operate as a discount plan organization". The Department's page is written as licensure from the first sentence, and it is the Department that issues and renews, so the license is recorded here under the Department's name with the statute's word in this note. That is the same treatment Idaho got where its Department's list and its Code disagreed about what a license is. There is no examination and no course. 26.1-53.1-07 adds a condition nothing else on this schedule carries: before the commissioner registers it, the organization must have a website carrying an up-to-date list of the providers in the plan. A health insurer already licensed under title 26.1 needs no registration of its own, though its affiliates operating discount plans do.

    Read at the Department on 2026-08-20

There is no examination and no course. No national seller prices a North Dakota product for it.