Insurance License Hub

The North Carolina Variable Life and Variable Annuity license

Variable Life and Variable Annuity

Sells variable life and variable annuity contracts in North Carolina. No examination of its own: it stacks on the Life line and on a securities registration the Department verifies through FINRA.

Course

None

This license has no pre-licensing course route.

Ways in

1

There is no state exam for this license.

Exam

n/a

Not required on any of the routes below.

Every way to qualify

  1. Route 1 Hold the Life line and register the securities license with the Secretary of State

    No state exam for this license

    North Carolina Life line of authority

    • an active North Carolina insurance producer license carrying the Life line of authority

    and securities registration

    • a securities license registered with the North Carolina Secretary of State, which the Department verifies using FINRA BrokerCheck

    No pre-licensing course. S.L. 2025-45, s. 1(a) rewrote G.S. 58-33-30(d) with effect from 2025-10-01 so that the Commissioner may not require any hours of pre-licensing education of anybody. The Department's requirements chart answers "No" in the examination column and then sets two conditions instead: the applicant must hold the Life line of authority and demonstrate that their securities licenses are registered with the North Carolina Secretary of State, which the Department checks itself through FINRA BrokerCheck. Fifteen states on this site build their variable line on a FINRA pass and hardly any two do it the same way; North Carolina is the only one that routes it through a Secretary of State registration.

    Read at the Department on 2026-08-18

No national seller sells a course for this license. There is no North Carolina examination to prepare for: the license stacks on the Life line and on a securities registration, and the securities examinations are FINRA's rather than the state's.