Insurance License Hub

The North Carolina Pre-Need Life license

Pre-Need Life

Sells life policies that fund a pre-arranged funeral. Its qualification comes from a different board entirely: the North Carolina Board of Funeral Service.

Course

None

This license has no pre-licensing course route.

Ways in

1

There is no state exam for this license.

Exam

n/a

Not required on any of the routes below.

Every way to qualify

  1. Route 1 Hold an active pre-need sales license from the Board of Funeral Service

    No state exam for this license

    • an active pre-need sales license issued by the North Carolina Board of Funeral Service

    No pre-licensing course. S.L. 2025-45, s. 1(a) rewrote G.S. 58-33-30(d) with effect from 2025-10-01 so that the Commissioner may not require any hours of pre-licensing education of anybody. No examination either. What the Department asks instead is a license from somebody else: an active pre-need sales license issued by the North Carolina Board of Funeral Service. The crosswalk chart describes the product as "Life policies sold by funeral directors to pay for pre-arranged funerals". South Carolina reaches the same trade from the other side, letting a funeral director sit the life examination alone on proof of a funeral director's license.

    Read at the Department on 2026-08-18

No national seller sells a course for this license. The qualification comes from the North Carolina Board of Funeral Service rather than from the Department, and no insurance seller carries a product for it.