The North Carolina Personal Lines license
Personal Lines
Sells the household half of property and casualty in North Carolina. North Carolina stopped requiring a pre-licensing course for it on 2025-10-01.
Course
None
This license has no pre-licensing course route.
Ways in
1
It requires the state exam.
Exam
$45
Required.
Every way to qualify
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Route 1 Pass the state examination
State exam required
General Statute 58-33-30(d)(2) and (d)(3) were repealed by Session Laws 2025-45 with effect from 2025-10-01, and (d)(1) now reads that the Commissioner "shall not require an individual who applies for an insurance producer license in this State to complete any specific amount of instruction or any specific course of instruction". That is a prohibition rather than a silence. The examination is untouched and still has to be passed.
Read at ncleg.gov on 2026-08-15
Courses
You do not have to buy any of this. The North Carolina Department of Insurance asks for no pre-licensing course, so nothing below is required of you. They are exam prep, priced here so you can see what they cost.
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A.D. Banker & Company
Exam practice. No course is required, so this is what to study.
$169.95 to $296.85
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NC Personal Lines, SILVER
Online Course read 2026-08-22
$169.95
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NC Personal Lines, GOLD
Online Course · Flash Cards read 2026-08-22
$196.90
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NC Personal Lines, PLATINUM
Online Course · Flash Cards · Web Class Subscription read 2026-08-22
$296.85
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Kaplan Financial Education
Exam practice. No course is required, so this is what to study.
$349.00
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Career Launcher Package (NC - Personal Lines)
$349.00
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ExamFX
Exam practice. No course is required, so this is what to study.
$169.95 to $299.95
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North Carolina Personal Lines - Self-Study Package
60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22
$169.95
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North Carolina Personal Lines - Video Study Package
60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22
$219.95
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North Carolina Personal Lines - Live Online Study Package
Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22
$299.95
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WebCE
Exam practice. No course is required, so this is what to study.
$109.95 to $159.95
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NC Personal Lines Agent Exam Prep Complete Package
$109.95
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NC Personal Lines Agent Exam Prep Plus Complete Package
$159.95
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XCEL Solutions
Exam practice. No course is required, so this is what to study.
$199.00 to $299.00
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North Carolina Personal Lines Pre-licensing
$199.00
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North Carolina Personal Lines Pre-licensing Premier
$299.00
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Mometrix
Exam practice. No course is required, so this is what to study.
$59.99/month
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Property and Casualty Exam Prep Course
$59.99/month
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