Insurance License Hub

The New York Property/Casualty Agent license

Property/Casualty Agent

Sells property and casualty insurance in New York on behalf of an insurer. Its ninety hours are the most New York asks of anybody, a figure it asks again only of a mortgage guarantee agent.

Course

90 hrs

The shortest single course route.

Ways in

4

2 of them skip the state exam.

Exam

$40

Required on some routes and not others.

Every way to qualify

More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. They are listed in full because the course is only the first of them.

  1. Route 1 Take the 90-hour course

    State exam required

    • 90 hours of property and casualty insurance, approved by the Department

    The Department approves the course itself and publishes a provider search on the DFS Portal.

    Read at the Department on 2026-08-14

  2. Route 2 Hold one of the five designations the Department accepts

    State exam required

    • CPCU Chartered Property and Casualty Underwriter, from the American Institute for Property and Liability Underwriters

    • or

      CLU Chartered Life Underwriter, from The American College

    • or

      CLUA Chartered Life Underwriter Associate, from The American College

    • or

      ChFC Chartered Financial Consultant, from The American College of Financial Services

    • or

      MSFS Master of Science in Financial Services, from The American College of Financial Services

    The Department's exemption is from the pre-licensing course. Nothing on its page exempts an applicant from the examination, and Insurance Law 2103(g) makes the waiver of the examination itself discretionary even for the two designations it names.

    Read at the Department on 2026-08-14

  3. Route 3 Hold the same line in another state that licenses New Yorkers on the same basis

    Exempt from the state exam

    • Currently licensed for the same line or lines of authority in another state, or applying within ninety days of that license being cancelled in good standing. The other state must grant non-resident licenses to New York residents on the same basis.

    Insurance Law 2103(g)(11) exempts this applicant from the examination and from prelicensing education alike.

    Read at nysenate.gov on 2026-08-14

  4. Route 4 Move to New York holding the line elsewhere and apply within 90 days

    Exempt from the state exam

    • 90 days Licensed in another state, established legal residence in New York, and applied within ninety days. It carries over the lines of authority previously held and nothing else.

    Insurance Law 2103(g)(11): no prelicensing education or examination is required for a line already held, except where the superintendent determines otherwise by regulation.

    Read at nysenate.gov on 2026-08-14

Courses

This is the part you buy. 5 of the 6 products sold for this license satisfy the requirement above, and the rest are practice material. Each seller opens to what it holds and what each package costs.

  • A.D. Banker & Company

    Meets the requirement: take the 90-hour course.

    $169.95 to $296.85

    See 3 options ▾

    Listed as "A.D. Banker & Company, LLC (I)". The (I) is the Department's own mark for a provider offering online courses

    • NY Property & Casualty, SILVER

      Online Course read 2026-08-22

      $169.95

    • NY Property & Casualty, GOLD

      Online Course · Flash Cards read 2026-08-22

      $196.90

    • NY Property & Casualty, PLATINUM

      Online Course · Flash Cards · Web Class Subscription read 2026-08-22

      $296.85

    Go to A.D. Banker & Company

  • ExamFX

    Meets the requirement: take the 90-hour course.

    $219.95 to $299.95

    See 2 options ▾

    Listed as "ExamFX Inc.(I)". The (I) is the Department's own mark for a provider offering online courses

    • New York Property and Casualty - Video Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $219.95

    • New York Property and Casualty - Live Online Study Package

      Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $299.95

    Go to ExamFX

  • Kaplan Financial Education

    Meets the requirement: take the 90-hour course.

    $349.00

    See 1 option ▾

    Listed as "Kaplan Financial (I)". The (I) is the Department's own mark for a provider offering online courses

    • Career Launcher Package (NY - Property & Casualty)

      $349.00

    Go to Kaplan Financial Education

  • WebCE

    Meets the requirement: take the 90-hour course.

    $109.95 to $159.95

    See 2 options ▾

    Listed as "WebCE Inc. (I)". The (I) is the Department's own mark for a provider offering online courses

    • NY Property & Casualty Exam Prep Complete Package

      $109.95

    • NY Property & Casualty Exam Prep Plus Complete Package

      $159.95

    Go to WebCE

  • XCEL Solutions

    Meets the requirement: take the 90-hour course.

    $199.00 to $299.00

    See 2 options ▾

    Listed as "XCEL Solutions, LLC (I)". The (I) is the Department's own mark for a provider offering online courses

    • New York Property and Casualty Pre-licensing

      $199.00

    • New York Property and Casualty Pre-licensing Premier

      $299.00

    Go to XCEL Solutions

  • Mometrix

    Exam practice. It does not satisfy the course requirement.

    $59.99/month

    See 1 option ▾

    • Property and Casualty Exam Prep Course

      $59.99/month

    Go to Mometrix