Insurance License Hub

The New York Life Insurance Consultant license

Life Insurance Consultant

Gives expert advice on life insurance, annuities and accident and health insurance for a fee. It carries no authority to sell, solicit or negotiate a policy.

Course

None

This license has no pre-licensing course route.

Ways in

2

1 of them skips the state exam.

Exam

$40

Required on some routes and not others.

Every way to qualify

More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by sitting the examination or a designation already held.

  1. Route 1 Pass the Series 17-57 paper

    State exam required

    New York asks a consultant for the examination and for no course. Its pre-licensing education page lists twelve lines and their hour counts and this license is not among them, and the Department's own page for it names the examination as the whole of the prelicensing requirement. Insurance Law 2107(a)(1) sets the authority as the kinds of insurance authorized in paragraphs one, two and three of Insurance Law 1113(a), which the Department renders on the page as life insurance, annuities and accident and health insurance. A business entity's life consultant license expires on 31 March of odd-numbered years; an individual's expires on their own birthday, in an odd or even year according to the year they were born.

    Read at the Department on 2026-08-21

  2. Route 2 Hold one of the three qualifications the Department accepts

    Exempt from the state exam

    • CLU Chartered Life Underwriter, from The American College of Financial Services

    • or

      ASA Associate of the Society of Actuaries, from Society of Actuaries

    • or

      FSA Fellow of the Society of Actuaries, from Society of Actuaries

    This is a waiver of the examination itself rather than of a course, which is the reverse of how the Department's producer designation waivers work: those excuse the hours and leave the paper.

    Read at the Department on 2026-08-21

New York sets no course for either consultant license, so there is nothing a school could be approved to teach. No national seller prices a consultant product.