Insurance License Hub

The New Jersey Special Nonresident Limited Lines license

Special Nonresident Limited Lines

A license for a limited line New Jersey does not itself issue. A nonresident licensed at home for something New Jersey has no category for is licensed here under this name, and Ohio is the only other state on this site that issues the same instrument, under the name Reciprocal.

Course

None

This license has no pre-licensing course route.

Ways in

1

There is no state exam for this license.

Exam

n/a

Not required on any of the routes below.

Every way to qualify

  1. Route 1 Apply for the limited lines license

    No state exam for this license

    • The uniform application, declared under penalty of refusal, suspension or revocation to be true, correct and complete; at least 18 years old; no act that is a ground for denial under section 15 of the Producer Licensing Act; and the fee.

    The eighth of the eight, and the Department describes it in its own parenthesis: "special nonresident limited lines (for limited lines offered by other states, but not New Jersey)". It is the mirror image of every other limited line on this page: the authority comes from the home state's list rather than from New Jersey's, and New Jersey issues a license so that the holder may do here what they are licensed to do there. New Jersey's pre-licensing requirement is a closed list and this line is not on it. The Department's own answer names the lines that carry it: "All individuals applying for a resident insurance producer license requesting authority to transact Life, Health, Property, Casualty, Personal Lines, Title and Limited Line Bail Bonds who do not qualify for a waiver of prelicensing education must complete a prelicensing education course offered by an approved insurance education provider."Nothing else is on that list, and the hours table beside it prints a figure for those lines and for no others. The license is one of the eight limited lines the Department names, and a limited lines license costs $75 for two years against $150 for the major lines, with a $40 processing fee on a paper application and $20 on a renewal.

    Read at the Department on 2026-08-19

No national seller sells a course for this license. The New Jersey products sellers do carry are all for a major producer line or for the adjuster paper; Aceable sells nothing in New Jersey at all. This license exists to carry an authority granted by another state, so what would be prepared for is that state's requirement rather than New Jersey's.