Insurance License Hub

The New Jersey Car Rental Insurance license

Car Rental Insurance

Sold with the rental at the counter. New Jersey runs it as one of eight limited lines rather than as a scheme of its own, so what a reader needs to know is the application and the fee.

Course

None

This license has no pre-licensing course route.

Ways in

1

There is no state exam for this license.

Exam

n/a

Not required on any of the routes below.

Every way to qualify

  1. Route 1 Apply for the limited lines license

    No state exam for this license

    • The uniform application, declared under penalty of refusal, suspension or revocation to be true, correct and complete; at least 18 years old; no act that is a ground for denial under section 15 of the Producer Licensing Act; and the fee.

    The fourth of the eight limited lines the Department names. Unlike the states that write a chapter about the rental company, New Jersey's Producer Licensing Act reaches it through 17:22A-33(a)(8), "any other line of insurance permitted under any law or regulation of this State", and the Department creates it by regulation. New Jersey's pre-licensing requirement is a closed list and this line is not on it. The Department's own answer names the lines that carry it: "All individuals applying for a resident insurance producer license requesting authority to transact Life, Health, Property, Casualty, Personal Lines, Title and Limited Line Bail Bonds who do not qualify for a waiver of prelicensing education must complete a prelicensing education course offered by an approved insurance education provider."Nothing else is on that list, and the hours table beside it prints a figure for those lines and for no others. The license is one of the eight limited lines the Department names, and a limited lines license costs $75 for two years against $150 for the major lines, with a $40 processing fee on a paper application and $20 on a renewal.

    Read at the Department on 2026-08-19

The New Jersey products sellers do carry are all for a major producer line or for the adjuster paper; Aceable sells nothing in New Jersey at all. New Jersey asks for no course on this line and gives no paper for it, so there is nothing to sell.