Insurance License Hub

The Montana Property and Casualty Consultant license

Property and Casualty Consultant

The general insurance half of Montana's consultant license, covering everything from property and casualty to surety, marine and title. It is a separate paper and a separate license from the life and disability half, and no Montanan may hold both a consultant license and a producer license.

Course

None

This license has no pre-licensing course route.

Ways in

1

It requires the state exam.

Exam

$65

Required.

Every way to qualify

  1. Route 1 Pass the Property and Casualty Consultant examination

    State exam required

    The examination

    • The Property and Casualty Consultant examination, two hours, which the commissioner requires to determine the applicant's competency and may contract out to a testing service. Montana's passing score is 75 percent.

    and residence, or a state that returns the favor

    • At least eighteen years old, and a resident of Montana or of another state that lets Montanans act as consultants there. A nonresident whose own state does not license consultants may designate Montana as a home state and qualify as if resident here.

    and a background examination

    • A licensing background examination under 33-17-220, which is fingerprints and a criminal history check sent to the Montana Criminal Records Division.

    and a written memorandum before any fee

    • A written memorandum signed by the party to be charged, setting out the services to be rendered and the amount to be paid. 33-17-511 makes it the condition of being paid at all: a consultant may receive consideration for general insurance advice only on such a memorandum.

    33-17-504's second limb is the wider one: general insurance means the kinds authorized at 33-1-206, 33-1-207, 33-1-209 through 33-1-212, 33-1-214 through 33-1-219 and 33-1-221 through 33-1-229, which is thirteen citations against the life half's six. Pearson calls the paper P/C Consultant and gives it two hours, the same as the life and disability paper. Neither carries a pre-licensing course. The Department examines this and the life half separately, which is why they are two files here: Oregon's rule is to ask how the state examines before deciding how many files a family of authorities is, and Montana examines twice.

    Read at mca.legmt.gov on 2026-08-19

No national seller sells a course for this license. The general insurance half of the consultant license takes its own two-hour paper and nobody sells preparation for it. No pre-licensing course is required.