Insurance License Hub

The Montana Adjuster license

Adjuster

Investigates and settles claims for an insurer in Montana, on a license the statute calls simply an adjuster license and the examination vendor calls Multi-line. One section of the Code issues this, the crop adjuster and the public adjuster alike, and the Department and its vendor treat them as three licenses with three papers.

Course

None

This license has no pre-licensing course route.

Ways in

2

1 of them skips the state exam.

Exam

$65

Required on some routes and not others.

Every way to qualify

More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by sitting the examination or a license held in another state.

  1. Route 1 Pass the Multi-Line Adjuster examination

    State exam required

    The examination

    • The Multi-Line Adjuster examination, one hour and forty-five minutes, prescribed by the commissioner and sat at Pearson VUE. Montana's own passing score is 75 percent, which is higher than most.

    and residence, or a state that returns the favor

    • A resident of Montana, or a resident of another state that lets Montanans act as adjusters there. A nonresident whose own state does not license adjusters at all may designate Montana as a home state and qualify as if resident here.

    and an office the public can reach

    • An office maintained in Montana and accessible to the public, keeping the usual and customary records of transactions under the license for at least five years. It may be in the licensee's home.

    and character and a background examination

    • At least eighteen years old, trustworthy and of good character and reputation, and a licensing background examination under 33-17-220, which is fingerprints and a criminal history check submitted to the Montana Criminal Records Division.

    33-17-301(1) and (2). The section says "a person may not act as or purport to be an adjuster in this state unless the person holds an adjuster license", and 33-17-301(7) then folds in the other one: "For purposes of this section, 'adjuster' includes adjusters and public adjusters as defined in 33-17-102."So one section licenses both, and what separates them is what the Department and its examination vendor do with it: Pearson's Montana handbook lists Multi-line Adjuster, Crop Adjuster and Public Adjuster as three license types with three papers, and the Department asks a public adjuster for a bond it asks nobody else for. There is no pre-licensing course anywhere in the section. 33-17-301(5) is the exemption worth knowing: no license is needed by an adjuster sent into Montana by an insurer to work a particular loss, or a series of losses from a catastrophe common to all of them.

    Read at mca.legmt.gov on 2026-08-19

  2. Route 2 Hold the same license in another state

    Exempt from the state exam

    • an adjuster license in another state, currently held, or cancelled less than 90 days before the application arrives with a certification or database record showing good standing at cancellation

    33-17-301(4) is written the way this site has learned to read carefully: "an individual who applies for a nonresident license under this section in this state and who was previously licensed in another state may not be required to complete any prelicensing education or examination requirements."It is a nonresident route rather than a general one, and 33-17-301(4)(b) conditions it on the other license being current or on the application arriving inside ninety days of its cancellation.

    Read at mca.legmt.gov on 2026-08-19

Courses

You do not have to buy any of this. The Montana Commissioner of Securities and Insurance asks for no pre-licensing course, so nothing below is required of you. They are exam prep, priced here so you can see what they cost.

  • WebCE

    Exam practice. No course is required, so this is what to study.

    $39.95 to $209.95

    See 3 options ▾

    • MT Adjuster Exam Tutor

      $39.95

    • MT Adjuster Exam Prep Complete Package

      $169.95

    • MT Adjuster Exam Prep Plus Complete Package

      $209.95

    Go to WebCE

  • Kaplan Financial Education

    Exam practice. No course is required, so this is what to study.

    $189.00

    See 1 option ▾

    • Essential Self Study Online Package (MT - Adjuster)

      $189.00

    Go to Kaplan Financial Education

  • Mometrix

    Exam practice. No course is required, so this is what to study.

    $59.99/month

    See 1 option ▾

    • Insurance Claims Adjuster Course

      $59.99/month

    Go to Mometrix