The Michigan Surplus Lines Producer license
Surplus Lines Producer
Solicits or binds Michigan surplus lines coverage. Michigan stacks it on two chapters of its own code rather than on a producer license alone, and it is one of five licenses the state names as needing no pre-licensing coursework.
Course
None
This license has no pre-licensing course route.
Ways in
1
It requires the state exam.
Exam
$41
Required.
Every way to qualify
-
Route 1 Pass the surplus lines examination
State exam required
DIFS states the qualification by pointing at the code: only a person licensed under Chapter 19 and Chapter 12 of the Michigan Insurance Code may solicit insurance, bind coverage or otherwise act as an agent or broker in the transaction of surplus lines insurance, complying with MCL 500.1204 to 500.1206 or 500.1206a. DIFS's pre-licensing exclusions page settles the course question in a sentence: "Candidates are not required to complete PE if they are obtaining a license for Limited Lines P & C, Title, Adjuster, Counselor, or Surplus Lines."MCL 500.1204(2) forbids examining a producer who has not completed a registered program, and it does not reach this license. The state sets a Surplus Lines Producer paper of its own, sixty items at seventy-seven percent, which is the highest cut score of any Michigan producer paper. Continuing education still applies once licensed, and the state licenses the agency separately from the producer at the same $110 fee.
Read at the Department on 2026-08-18
Michigan sets a Surplus Lines Producer paper of its own, sixty items at seventy-seven percent, and no national seller carries preparation for it in any state.