Insurance License Hub

The Maryland Life license

Life

Sells life insurance in Maryland. The pre-licensing course this line used to require was repealed with effect from October 1, 2024.

Course

None

This license has no pre-licensing course route.

Ways in

1

It requires the state exam.

Exam

$62

Required.

Every way to qualify

  1. Route 1 Pass the examination

    State exam required

    Maryland splits its qualifications in two and the split is by kind of insurance rather than by license type. Md. Code, Insurance 10-104 governs an applicant for anything other than life, health or annuities and 10-105 governs those; both list the same things, and neither lists a course any more. What each requires is good character and trustworthiness under 10-126, being at least 18, no act warranting denial, and passing the Commissioner's examination. The examination sections are 10-108 and 10-109: the paper is graded within 30 days, and an applicant who fails may not sit again for four days, which is the shortest cooling-off period recorded on this site. The pre-licensing course that used to sit alongside was repealed with effect from 2024-10-01 by HB 265 and SB 336, and Bulletin 24-19 is the Administration's own notice of it. Maryland has no reciprocity route into a resident license, and 10-119 is why rather than a gap here: it waives the application requirements for an applicant who is NOT a resident of this State, with a valid home state license, where the home state reciprocates. That is the nonresident license, a different thing. Montana and Oklahoma are the other two states on this site whose waiver is written for somebody who does not live there.

    Read at mgaleg.maryland.gov on 2026-08-16

Courses

You do not have to buy any of this. The Maryland Insurance Administration asks for no pre-licensing course, so nothing below is required of you. They are exam prep, priced here so you can see what they cost.

  • A.D. Banker & Company

    Exam practice. No course is required, so this is what to study.

    $79.95 to $296.85

    See 9 options ▾
    Go to A.D. Banker & Company

  • ExamFX

    Exam practice. No course is required, so this is what to study.

    $169.95 to $299.95

    See 6 options ▾

    • Maryland Life - Self-Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22

      $169.95

    • Maryland Life and Health - Self-Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22

      $169.95

    • Maryland Life - Video Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $219.95

    • Maryland Life and Health - Video Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $219.95

    • Maryland Life - Live Online Study Package

      Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $299.95

    • Maryland Life and Health - Live Online Study Package

      Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $299.95

    Go to ExamFX

  • Kaplan Financial Education

    Exam practice. No course is required, so this is what to study.

    $349.00

    See 2 options ▾

    • Career Launcher Package (MD - Life & Health)

      $349.00

    • Career Launcher Package (MD - Life Only)

      $349.00

    Go to Kaplan Financial Education

  • WebCE

    Exam practice. No course is required, so this is what to study.

    $109.95 to $159.95

    See 4 options ▾

    • MD Life, Accident & Health Combo Exam Prep Complete Package

      $109.95

    • MD Life Exam Prep Complete Package

      $109.95

    • MD Life, Accident & Health Combo Exam Prep Plus Complete Package

      $159.95

    • MD Life Exam Prep Plus Complete Package

      $159.95

    Go to WebCE

  • XCEL Solutions

    Exam practice. No course is required, so this is what to study.

    $199.00 to $299.00

    See 4 options ▾

    • Maryland Life Pre-licensing (English, Online Self-Paced)

      $199.00

    • Maryland Life and Health Pre-licensing

      $199.00

    • Maryland | Vida y Salud | Curso Educativo - Life and Health Pre-licensing (Spanish, Online Self-Paced)

      $199.00

    • Maryland Life and Health Pre-licensing Premier

      $299.00

    Go to XCEL Solutions

  • Mometrix

    Exam practice. No course is required, so this is what to study.

    $59.99/month

    See 1 option ▾

    • Life and Health Insurance Exam Prep Course

      $59.99/month

    Go to Mometrix