Insurance License Hub

The Maryland Accident and Health or Sickness license

Accident and Health or Sickness

Sells health insurance in Maryland, and the line covers contracts issued by nonprofit health service plans, dental plan organizations and health maintenance organizations as well. The Administration renamed it from Health to Accident and Health or Sickness on October 21, 2021 when it adopted the Producer Licensing Model Act names. Its pre-licensing course was repealed with effect from October 1, 2024.

Course

None

This license has no pre-licensing course route.

Ways in

1

It requires the state exam.

Exam

$62

Required.

Every way to qualify

  1. Route 1 Pass the examination

    State exam required

    Maryland splits its qualifications in two and the split is by kind of insurance rather than by license type. Md. Code, Insurance 10-104 governs an applicant for anything other than life, health or annuities and 10-105 governs those; both list the same things, and neither lists a course any more. What each requires is good character and trustworthiness under 10-126, being at least 18, no act warranting denial, and passing the Commissioner's examination. The examination sections are 10-108 and 10-109: the paper is graded within 30 days, and an applicant who fails may not sit again for four days, which is the shortest cooling-off period recorded on this site. The pre-licensing course that used to sit alongside was repealed with effect from 2024-10-01 by HB 265 and SB 336, and Bulletin 24-19 is the Administration's own notice of it. Three doors on this line closed on the same day in 1989 and are transcribed because the section lists them. Md. Code, Insurance 10-105(g)(2) excuses from the examination an applicant for a license to act for a dental plan organization, a nonprofit health service plan or a health maintenance organization who solicited, procured or negotiated contracts for that kind of body continuously from July 1, 1988 to June 30, 1989. Nobody who was not already doing the work in those twelve months can reach any of them. Maryland has no reciprocity route into a resident license, and 10-119 is why rather than a gap here: it waives the application requirements for an applicant who is NOT a resident of this State, with a valid home state license, where the home state reciprocates. That is the nonresident license, a different thing. Montana and Oklahoma are the other two states on this site whose waiver is written for somebody who does not live there.

    Read at mgaleg.maryland.gov on 2026-08-16

Courses

You do not have to buy any of this. The Maryland Insurance Administration asks for no pre-licensing course, so nothing below is required of you. They are exam prep, priced here so you can see what they cost.

  • A.D. Banker & Company

    Exam practice. No course is required, so this is what to study.

    $79.95 to $296.85

    See 9 options ▾
    Go to A.D. Banker & Company

  • ExamFX

    Exam practice. No course is required, so this is what to study.

    $169.95 to $299.95

    See 6 options ▾

    • Maryland Health - Self-Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22

      $169.95

    • Maryland Life and Health - Self-Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22

      $169.95

    • Maryland Health - Video Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $219.95

    • Maryland Life and Health - Video Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $219.95

    • Maryland Health - Live Online Study Package

      Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $299.95

    • Maryland Life and Health - Live Online Study Package

      Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $299.95

    Go to ExamFX

  • Kaplan Financial Education

    Exam practice. No course is required, so this is what to study.

    $349.00

    See 2 options ▾

    • Career Launcher Package (MD - Life & Health)

      $349.00

    • Career Launcher Package (MD - Health Only)

      $349.00

    Go to Kaplan Financial Education

  • WebCE

    Exam practice. No course is required, so this is what to study.

    $109.95 to $159.95

    See 4 options ▾

    • MD Life, Accident & Health Combo Exam Prep Complete Package

      $109.95

    • MD Accident & Health Exam Prep Complete Package

      $109.95

    • MD Life, Accident & Health Combo Exam Prep Plus Complete Package

      $159.95

    • MD Accident & Health Exam Prep Plus Complete Package

      $159.95

    Go to WebCE

  • XCEL Solutions

    Exam practice. No course is required, so this is what to study.

    $199.00 to $299.00

    See 4 options ▾

    • Maryland Health Pre-licensing (English, Online Self-Paced)

      $199.00

    • Maryland Life and Health Pre-licensing

      $199.00

    • Maryland | Vida y Salud | Curso Educativo - Life and Health Pre-licensing (Spanish, Online Self-Paced)

      $199.00

    • Maryland Life and Health Pre-licensing Premier

      $299.00

    Go to XCEL Solutions

  • Mometrix

    Exam practice. No course is required, so this is what to study.

    $59.99/month

    See 1 option ▾

    • Life and Health Insurance Exam Prep Course

      $59.99/month

    Go to Mometrix