Insurance License Hub

The Kansas Pre-Need Funeral license

Pre-Need Funeral

A life insurance or annuity contract bought by or for the insured solely to fund a pre-need contract with a funeral home for specific services. Kansas is one of seven states here that license the pre-need trade, and Wyoming names its line exactly the same way. There is no Kansas pre-need paper: K.S.A. 40-4903(c)(3) treats the holder as holding a life license used for nothing else, so the paper is the Life Producer paper.

Course

None

This license has no pre-licensing course route.

Ways in

4

3 of them skip the state exam.

Exam

Varies

Priced per paper. The prices are below.

A single line or limited line paper is $57. A combination is $64.

Every way to qualify

More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by sitting the examination, a license already held, a license held in another state or moving here already licensed.

  1. Route 1 Sit the Life Producer paper

    State exam required

    There is no Kansas pre-need funeral paper. Pearson VUE's July 2026 candidate handbook lists eleven papers and this is not one of them, and K.S.A. 40-4903(c)(3) says what the license actually is: an agent "who holds a life insurance license solely for the purpose of selling pre-need funeral insurance or annuity products". So the paper is the Life Producer paper at code 12-KS-01. The handbook's continuing education table then treats pre-need as its own limited line and exempts it from continuing education entirely, on a yearly certification from an officer of every appointing insurer that the agent transacted no other insurance business. This page said until 2026-08-20 that Kansas examines this line separately.

    Read at home.pearsonvue.com on 2026-08-20

  2. Route 2 Have voluntarily surrendered a Kansas license for this class within two years

    Exempt from the state exam

    • a Kansas insurance agent license for the Pre-Need Funeral class, voluntarily surrendered not more than two years before the application, with the educational requirements satisfied for the current licensing period

    K.S.A. 40-4908, and note how it is drafted: the Producer Licensing Model Act writes these exemptions as a list of people no examination is required of, and Kansas writes the same exemptions as a duty on the regulator, "the commissioner shall waive examinations for". Subsection (a)(3) is the one most likely to apply to somebody coming back: the applicant held a Kansas license for the class being applied for, VOLUNTARILY SURRENDERED it not more than two years before the application, has satisfied the educational requirements for the current licensing period, and the commissioner is satisfied they are trustworthy and competent. A license that lapsed rather than being surrendered, or that was taken away, is not this route.

    Read at ksrevisor.gov on 2026-08-16

  3. Route 3 Hold the same line in another state

    Exempt from the state exam

    • an insurance agent or producer license carrying the Pre-Need Funeral line of authority in another state

    K.S.A. 40-4908, and note how it is drafted: the Producer Licensing Model Act writes these exemptions as a list of people no examination is required of, and Kansas writes the same exemptions as a duty on the regulator, "the commissioner shall waive examinations for". Subsection (a)(1) covers somebody previously licensed for the same lines of authority in another state, while that license is current or if the application arrives within 90 days of its cancellation with good standing certified by the other state or shown in the NAIC producer database.

    Read at ksrevisor.gov on 2026-08-16

  4. Route 4 Move to Kansas and apply within 90 days

    Exempt from the state exam

    • 90 days Licensed as an insurance agent in another state carrying the Pre-Need Funeral line of authority there, and applying to become a Kansas resident licensee within 90 days of establishing legal residence.

    K.S.A. 40-4908, and note how it is drafted: the Producer Licensing Model Act writes these exemptions as a list of people no examination is required of, and Kansas writes the same exemptions as a duty on the regulator, "the commissioner shall waive examinations for". Subsection (b) covers moving here: somebody licensed as an agent in another state who moves to Kansas shall apply to become a resident licensee within 90 days of establishing legal residence, and no person previously authorized for any line of authority shall be examined here for the same line except as the commissioner requires by rule and regulation.

    Read at ksrevisor.gov on 2026-08-16

The Kansas Insurance Department requires no pre-licensing course for this license, so there is nothing here to price. Anyone selling you one is selling exam practice.