The District of Columbia Personal Lines license
Personal Lines
Property and casualty insurance sold to individuals and families for primarily noncommercial purposes in the District of Columbia. It is one line rather than two and no pre-licensing course is required.
Course
None
This license has no pre-licensing course route.
Ways in
2
1 of them skips the state exam.
Exam
$75
Required on some routes and not others.
Every way to qualify
More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by sitting the examination or a license held in another state.
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Route 1 Pass the examination
State exam required
D.C. Code 31-1131.05(a) asks a resident individual applying for a producer license to pass a written examination unless the application is for a limited lines license or the surplus lines line, or the applicant is exempt under 31-1131.05b or 31-1131.09. 31-1131.06(a) is what the Commissioner must find before approving it: at least 18 years old, no act that is a ground for denial under 31-1131.12, a pre-licensing course of study "if required by the Commissioner", the fees paid, and the examinations passed unless exempt. The District and Massachusetts are the two jurisdictions here where the course was handed to the regulator rather than written into the law or struck out of it: 31-1131.05a(a) gives the Commissioner power to require one by rule of every applicant except a title insurance producer, and the District has no title line because entry (7) was repealed. No such rule has been made, and the Department's own list of what a resident applicant must do carries no course. And there is no Personal Lines paper to sit. Pearson VUE's candidate handbook lists the six examinations the District gives, Life, Health, Property, Casualty, Title and Public Adjuster, and DISB's own annual passing-rate report names the same six; neither carries a Personal Lines row. So the examination this route requires is satisfied by papers named for other lines, and at $75 each the cost of it depends on how many, which is why the fee on this page is a floor. A missing paper is evidence about how a line is examined rather than about whether the line exists: the District does issue this license, at 31-1131.07(a)(6).
Read at pearsonvue.com on 2026-08-20
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Route 2 Hold the same line in another state
Exempt from the state exam
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an insurance producer license carrying the Personal Lines line of insurance in another state
D.C. Code 31-1131.09(a), and it is the whole of the District's exemption section. Somebody currently licensed for the same line of authority in another state, or applying within 90 days of that license's cancellation with good standing certified by the other state or shown in the NAIC producer database, completes neither prelicensing education nor an examination. Note what is not here: section 31-1131.09 stops at reciprocity and writes no duty on a producer who moves in to apply within 90 days, and its subsections (b) through (e) are all repealed. Counting every route on this site whose kind is residency_transfer, fourteen jurisdictions carry none: Alaska, California, the District, Maryland, Michigan, Montana, New Jersey, New Mexico, North Carolina, Ohio, South Carolina, Texas, Virginia and Wisconsin.
Read at code.dccouncil.gov on 2026-08-16
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No national seller sells a course for this license. The District is the only jurisdiction on this site where no seller offers Personal Lines at all: A.D. Banker and XCEL carry only the combined Life and Health and Property and Casualty lines here, WebCE carries no Personal Lines package, Kaplan publishes no District line pages at all.