Insurance License Hub

The District of Columbia Life license

Life

Sells life insurance in the District of Columbia, which the Code writes as coverage on human lives including endowment and annuity benefits, benefits for death or dismemberment by accident, and disability income. No pre-licensing course is required.

Course

None

This license has no pre-licensing course route.

Ways in

2

1 of them skips the state exam.

Exam

$75

Required on some routes and not others.

Every way to qualify

More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by sitting the examination or a license held in another state.

  1. Route 1 Pass the examination

    State exam required

    D.C. Code 31-1131.05(a) asks a resident individual applying for a producer license to pass a written examination unless the application is for a limited lines license or the surplus lines line, or the applicant is exempt under 31-1131.05b or 31-1131.09. 31-1131.06(a) is what the Commissioner must find before approving it: at least 18 years old, no act that is a ground for denial under 31-1131.12, a pre-licensing course of study "if required by the Commissioner", the fees paid, and the examinations passed unless exempt. The District and Massachusetts are the two jurisdictions here where the course was handed to the regulator rather than written into the law or struck out of it: 31-1131.05a(a) gives the Commissioner power to require one by rule of every applicant except a title insurance producer, and the District has no title line because entry (7) was repealed. No such rule has been made, and the Department's own list of what a resident applicant must do carries no course.

    Read at code.dccouncil.gov on 2026-08-16

  2. Route 2 Hold the same line in another state

    Exempt from the state exam

    • an insurance producer license carrying the Life line of insurance in another state

    D.C. Code 31-1131.09(a), and it is the whole of the District's exemption section. Somebody currently licensed for the same line of authority in another state, or applying within 90 days of that license's cancellation with good standing certified by the other state or shown in the NAIC producer database, completes neither prelicensing education nor an examination. Note what is not here: section 31-1131.09 stops at reciprocity and writes no duty on a producer who moves in to apply within 90 days, and its subsections (b) through (e) are all repealed. Counting every route on this site whose kind is residency_transfer, fourteen jurisdictions carry none: Alaska, California, the District, Maryland, Michigan, Montana, New Jersey, New Mexico, North Carolina, Ohio, South Carolina, Texas, Virginia and Wisconsin.

    Read at code.dccouncil.gov on 2026-08-16

Courses

You do not have to buy any of this. The District of Columbia Department of Insurance, Securities and Banking asks for no pre-licensing course, so nothing below is required of you. They are exam prep, priced here so you can see what they cost.

  • A.D. Banker & Company

    Exam practice. No course is required, so this is what to study.

    $79.95 to $296.85

    See 9 options ▾
    Go to A.D. Banker & Company
  • WebCE

    Exam practice. No course is required, so this is what to study.

    $109.95 to $159.95

    See 4 options ▾
    • DC Life, Accident and Health Exam Prep Complete Package

      $109.95

    • DC Life Exam Prep Complete Package

      $109.95

    • DC Life, Accident and Health Exam Prep Plus Complete Package

      $159.95

    • DC Life Exam Prep Plus Complete Package

      $159.95

    Go to WebCE
  • XCEL Solutions

    Exam practice. No course is required, so this is what to study.

    $199.00 to $299.00

    See 2 options ▾
    • District of Columbia Life and Health Pre-licensing

      $199.00

    • District of Columbia Life and Health Pre-licensing Premier

      $299.00

    Go to XCEL Solutions
  • Mometrix

    Exam practice. No course is required, so this is what to study.

    $59.99/month

    See 1 option ▾
    • Life and Health Insurance Exam Prep Course

      $59.99/month

    Go to Mometrix