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What the Pennsylvania Personal Lines license costs

License application, individual resident Paid to Pennsylvania Insurance Department $55.00
Cheapest course that meets a route Pennsylvania requires none for this license None required
State examination, on the routes that require it Paid to PSI Varies by paper
Total so far, a floor $55.00

A floor, not a total: the exam fee is set per paper, so there is no single number to add.

Either combination is $55. Each single paper is $45.