Insurance License Hub

The Connecticut Surplus Lines Broker license

Surplus Lines Broker

Places cover with an insurer Connecticut has not authorized, after the admitted market has been exhausted. It sits on top of an active Connecticut property and casualty producer license, and the Department says twice that it asks for no bond.

Course

None

This license has no pre-licensing course route.

Ways in

2

1 of them skips the state exam.

Exam

Varies

Priced per paper. The prices are below.

Every way to qualify

More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by sitting the examination or a license held in another state.

  1. Route 1 Hold the property and casualty producer license and pass the surplus lines paper

    State exam required

    • An active Connecticut Producer license in good standing with Property and Casualty authority

    The Department states the zero in its own words, "No Pre-licensing course is required before taking the Surplus Lines exam", and points a candidate at the vendor's content outline, the statute, the insurance regulations and the service fee regulation instead. The paper is 12-CT-07, one hour, $60, and one of the five Connecticut papers that run an hour. The Department also says, on the resident and the non-resident limb both, that it has no bond requirement for the license, which is worth reading against Conn. Gen. Stat. 38a-795, headed "Bond of applicant".

    Read at the Department on 2026-08-20

  2. Route 2 Hold an equivalent surplus lines license in another state

    Exempt from the state exam

    • An equivalent surplus lines broker license in any state

    Conn. Gen. Stat. 38a-794 is the granting section and 38a-743 is the reason the license costs more than its fee: a surplus lines broker pays the commissioner four per cent of the gross premiums charged, four times a year, and files a return each time.

    Read at the Department on 2026-08-20

No national seller sells anything for the Connecticut surplus lines paper. Nothing could be approved either: the license needs no course, so the state's register has no surplus lines category, and the whole examination is one hour.