The Colorado Surplus Lines license

Section 10-2-407(1)(j), C.R.S. makes Surplus Lines a line of authority and 10-2-407(3) points at article 5 for how it is issued. The candidate handbook states the prerequisite in a sentence: all surplus lines applicants must hold an active Property and Casualty license before applying, or apply for Property and Casualty in conjunction with the surplus lines authority. Pearson VUE examines it as Surplus Lines, exam code 82, thirty-five scoreable questions in three-quarters of an hour, entirely on the Colorado surplus lines statutes and Regulation 2-4-1. Colorado requires no prelicensing course for this line. Section 10-2-201(1)(a), C.R.S. reaches only an applicant for "life, sickness and accident, or property and casualty lines", Regulation 1-2-5 section 7 sizes its fifty hours for "one of the five major lines of authority: life, accident & health or sickness, property, casualty, or personal lines", and the candidate handbook prints the same five under the heading "PRE-LICENSE TRAINING IS REQUIRED FOR THE FOLLOWING COLORADO LINES OF AUTHORITY". It is also the one line Colorado does not price per authority: a resident pays $141 to add it where every other authority costs $44, and $134 to renew against $27.

Read at pearsonvue.com on 2026-08-20

Section 10-2-403(1)(a), C.R.S. exempts an applicant previously licensed for the same lines of authority "in this state or another state" from both prelicensing education and the examination. The currently-licensed, twelve-month and good-standing conditions that follow are introduced with "This exemption is only available to a nonresident applicant if", so they bind a nonresident and the statute puts no clock on a resident. Pearson VUE states the same waiver more narrowly in the candidate handbook, at ninety days rather than twelve months, and asks for a Letter of Clearance from the previous resident state where the National Producer Database cannot verify the license. Cited to the Colorado Revised Statutes 2026, which the Office of Legislative Legal Services publishes as one HTML file per title with no per-section address, so the section is named here rather than linked.

Read at olls.info on 2026-08-20

Section 10-2-403(1)(b.5), C.R.S. Neither prelicensing education nor an examination for a line already held, and the ninety days run from establishing residence rather than from the application. The subsection reserves the commissioner's power to say otherwise by regulation. Cited to the Colorado Revised Statutes 2026, which the Office of Legislative Legal Services publishes as one HTML file per title with no per-section address, so the section is named here rather than linked.

Read at olls.info on 2026-08-20