Insurance License Hub

The Colorado Health license

Health

Sells health insurance in Colorado.

Course

50 hrs

The shortest single course route.

Ways in

5

2 of them skip the state exam.

Exam

$41

Required on some routes and not others.

Every way to qualify

More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. They are listed in full because the course is only the first of them.

  1. Route 1 Take the 50-hour course

    State exam required

    • 50 hours of pre-licensing education for the Health line, approved by the Department , completed within 1 year

    Fifty hours, of which the regulation prescribes ten by subject: three on insurance industry ethics, three on Colorado insurance law that is general and four on Colorado insurance law for this line. Someone taking more than one line takes the three ethics hours once. The certificate is good for a year from completion and the Division will not accept an older one, so the course has to be retaken rather than refreshed. The provider transmits the proof to the Division electronically, which discharges the applicant's own duty to send it. Holding a designation does not shorten the fifty hours, and it does shorten the examination. A CLU, ChFC or RHU is exempt from the examination except the Colorado law portion for life and health coverage, under section 10-2-403(1)(c), (g) and (h). A CPCU is exempt except the Colorado law portion for property, casualty or health coverage, under (1)(d). That is a partial exemption rather than a route of its own, so it sits on this route rather than beside it: the holder still takes the course and still sits part of the exam.

    Read at the Department on 2026-08-16

  2. Route 2 Have held this line in Colorado or another state

    Exempt from the state exam

    • A license for the Health line, previously held in Colorado or in another state

    C.R.S. 10-2-403(1)(a): an applicant previously licensed for the same lines of authority "in this state or another state shall not be required to complete any prelicensing education or examination". Read the next sentence before assuming a deadline: the currently-licensed, twelve-month and good-standing conditions are introduced with "This exemption is only available to a nonresident applicant if", so they bind a nonresident and the statute puts no clock on a resident at all. Regulation 1-2-5's own section 10 states the reciprocal-state version more narrowly, with ninety days rather than twelve months and a form certifying knowledge of Colorado law, and the statute is the one recorded here. Cited to the Colorado Revised Statutes 2026, which the Office of Legislative Legal Services publishes as one HTML file per title with no per-section address, so the section is named here rather than linked.

    Read at olls.info on 2026-08-20

  3. Route 3 Move to Colorado holding this line in your old home state

    Exempt from the state exam

    • 90 days of establishing legal residence in Colorado, having held the Health line as a licensed producer in the previous state

    C.R.S. 10-2-403(1)(b.5). Neither prelicensing education nor an examination for a line already held, and the ninety days run from establishing residence. The subsection reserves the commissioner's power to say otherwise by regulation. Cited to the Colorado Revised Statutes 2026, which the Office of Legislative Legal Services publishes as one HTML file per title with no per-section address, so the section is named here rather than linked.

    Read at olls.info on 2026-08-20

  4. Route 4 Reinstate a Colorado license inactive for a year or less

    State exam required

    • A canceled or expired Colorado resident producer license carrying the Health line, inactive for one year or less

    C.R.S. 10-2-202(1)(a) exempts a reinstatement from the fifty hours where the license has been inactive for a year or less. It is in the prelicensure education part of the article and not in the examination part, so the examination is still owed. Cited to the Colorado Revised Statutes 2026, which the Office of Legislative Legal Services publishes as one HTML file per title with no per-section address, so the section is named here rather than linked.

    Read at olls.info on 2026-08-20

  5. Route 5 Have satisfied your former home state's prelicensing education for this line

    State exam required

    • Previously licensed in a former resident state and having completed or satisfied that state's prelicensure education for the Health line

    C.R.S. 10-2-202(1)(c) is a second and wider door than 10-2-403(1)(a): it asks only that the applicant was licensed in the former resident state and satisfied that state's prelicensure education, with no good standing test and no clock. It sits in the education part of the article, so it drops the fifty hours and leaves the examination, and most people who qualify for it also qualify under 10-2-403(1)(a), which drops both. Cited to the Colorado Revised Statutes 2026, which the Office of Legislative Legal Services publishes as one HTML file per title with no per-section address, so the section is named here rather than linked.

    Read at olls.info on 2026-08-20

Courses

This is the part you buy. All 5 of the courses sold for this license satisfy the requirement above. Each seller opens to what it holds and what each package costs.

  • A.D. Banker & Company

    Meets the requirement: take the 50-hour course.

    $79.95 to $296.85

    See 9 options ▾

    Listed as "A D BANKER & COMPANY LLC (50007)" holding course 44960 in the Pre-Licensing Acc & Health category

    Go to A.D. Banker & Company

  • ExamFX

    Meets the requirement: take the 50-hour course.

    $169.95 to $299.95

    See 6 options ▾

    Listed as "Exam FX, Inc. (50801)" holding course 44966 in the Pre-Licensing Acc & Health category

    • Colorado Health - Self-Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22

      $169.95

    • Colorado Life and Health Bundle - Self-Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22

      $169.95

    • Colorado Health - Video Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $219.95

    • Colorado Life and Health Bundle - Video Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $219.95

    • Colorado Health - Live Online Study Package

      Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $299.95

    • Colorado Life and Health Bundle - Live Online Study Package

      Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $299.95

    Go to ExamFX

  • Kaplan Financial Education

    Meets the requirement: take the 50-hour course.

    $209.00 to $249.00

    See 2 options ▾

    Listed as "KAPLAN FINANCIAL EDUCATION PRE LICENSING (59269)" holding course 58819 in the Pre-Licensing Acc & Health category; course 59438 in the Pre-Licensing Acc & Health category; course 59788 in the Pre-Licensing Acc & Health category

    • Premium (Live Online) - Health

      Instructor-Led Class · InstructorLink · Study Plan · Video & Audio Review · InsurancePro QBank · Student Community · Checkpoint Exams · Performance Tracker · Pre-Study Assessment read 2026-08-22

      $209.00

    • Premium (Live Online) - Life & Health

      Instructor-Led Class · InstructorLink · Study Plan · Video & Audio Review · InsurancePro QBank · Student Community · Checkpoint Exams · Performance Tracker · Pre-Study Assessment read 2026-08-22

      $249.00

    Go to Kaplan Financial Education

  • WebCE

    Meets the requirement: take the 50-hour course.

    $109.95 to $159.95

    See 4 options ▾

    Listed as "WebCE, Inc (49459)" holding course 60717 in the Pre-Licensing Acc & Health category

    • CO Life, Accident & Health Exam Prep Complete Package

      $109.95

    • CO Accident & Health Exam Prep Complete Package

      $109.95

    • CO Life, Accident & Health Exam Prep Plus Complete Package

      $159.95

    • CO Accident & Health Exam Prep Plus Complete Package

      $159.95

    Go to WebCE

  • XCEL Solutions

    Meets the requirement: take the 50-hour course.

    $199.00 to $299.00

    See 4 options ▾

    Listed as "XCEL Solutions LLC (216745)" holding course 60029 in the Pre-Licensing Acc & Health category

    • Colorado Health Pre-licensing (English, Online Self-Paced)

      $199.00

    • Colorado | Salud | Curso Educativo - Health Pre-licensing (Spanish, Online Self-Paced)

      $199.00

    • Colorado Life and Health Pre-licensing

      $199.00

    • Colorado Life and Health Pre-licensing Premier

      $299.00

    Go to XCEL Solutions